Card vs Bank Cost Study
Same-exchange comparison of card and bank purchase costs, including practical delta examples for repeat buyers.
Execution costRail comparisonSnapshot-backed
Open report Augea ResearchResearch franchise · snapshot-backed · CC-BY-4.0
Augea Research · Research franchise
Evidence-first crypto cost research.
The Augea Retail Cost Index measures what it actually costs a retail buyer to acquire crypto across markets, and only makes claims that clear a fixed decision rule. Every edition is snapshot-backed, methodology-frozen, and released under CC-BY-4.0 so it is inspectable, citable, and reproducible.
By Per Englund · Founder & Research Lead, Augea ResearchPublished quarterlyAll data under CC-BY-4.0
Retail Cost Index · Flagship series · Next edition: July 2026
Retail Cost Index · Edition 2026-Q2
A 3.5× retail cost gap inside developed markets. Cross-country benchmark of BTC buy costs across card and bank rails, with frozen methodology, claim-gated framing, and downloadable data.
ARCI · Edition 2026-Q2 · Headline
3.50×
Canada vs Poland on matched card routes
- Canada
- 4.90%
- Poland
- 1.40%
Country benchmarkCard vs bankClaim-gatedCC-BY-4.0
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Monthly Cost Report
Recurring summary of estimated buy-cost bands across tracked exchanges and payment methods.
MonthlyCoverageEstimates
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