Augea
Glossary/Payment surcharge

Payment surcharge

An extra fee charged by the exchange or the payment processor for a specific payment rail, usually card purchases.

Card rails are commonly surcharged at 2 to 4 percent above the trading fee, reflecting interchange costs and fraud risk. Bank transfers via SEPA, ACH, or Faster Payments are typically cheaper. Augea captures card and bank surcharges per scenario so users can compare rails directly.

Related terms

Estimates, not quotes.