Bank transfer

Funding an exchange by moving money directly from a bank account (SEPA, ACH, wire, or similar), usually the lowest total-cost funding rail.

A bank transfer moves money from a buyer's bank account to an exchange before or while they buy. It typically settles slower than a card payment but avoids card processing surcharges, so it is usually the funding rail with the lowest estimated total cost. Some banks and wire or intermediary rails still charge a transfer or deposit fee, so that cost can remain even when the card surcharge does not. Augea tracks bank-transfer scenarios separately from card scenarios because the cost gap is often significant.

Estimates, not quotes.