Cheapest routes

Based on the latest captured snapshot Augea has on record. Pick an asset, a country, and a rail — or let the hero rotate through tracked routes.

INTERPRETATION · CHEAPEST SURFACE

What this surface shows, and what it does not prove

Cells show the median tracked total cost from the latest captured snapshot for each country / asset / rail. Sparse, stale, and missing-snapshot states stay visible — coverage gaps are not zeroed.

The matrix reads a captured moment. It does not assert what tomorrow's cost will be, and one country's median is not another country's likely cost. Estimates, not quotes.

Currently, based on the latest captured snapshot, the cheapest tracked route to buy Bitcoin in Poland via bank transfer is Bybit at 0.1% total cost.

Captured 19h agoSnapshot-backedMethodologySee details

216 of 234 routes ranked· Latest snapshot 19h agoMethodologyRaw snapshotsTransparency

By country

Median tracked cost across tracked assets for each country on the bank transfer rail. Tap a country for the detail page. All 12 countries use the canonical truth adapter path.

Benchmark context: ARCI 2026-Q2 uses the same canonical country-summary truth source as this surface. See benchmark →

By country — bank transfer rail

Median tracked cost, range, and lowest-cost tracked asset per country. Coverage varies by country; rows with partial coverage show a chip. Estimates, not quotes.

Country	Median	Range	Lowest asset	Link
AUAustralia	0.2%	0.2%	BTC 0.2%	See details →
CACanada	0.3%	0.3%–0.7%	BTC 0.3%	See details →
DEGermany	0.2%	0.1%–0.2%	BTC 0.1%–0.2%	See details →
ESSpain	0.2%	0.1%–0.2%	BTC 0.1%–0.2%	See details →
FRFrance	0.2%	0.1%–0.2%	BTC 0.1%–0.2%	See details →
GBUnited Kingdom	0.2%	0.1%–0.2%	BTC 0.1%–0.2%	See details →
ITItaly	0.2%	0.1%–0.2%	BTC 0.1%–0.2%	See details →
NLNetherlands	0.2%	0.1%–0.2%	BTC 0.1%–0.2%	See details →
NONorway0/18	—	—	—	—
PLPoland	0.2%	0.1%–0.2%	BTC 0.1%–0.2%	See details →
SESweden	0.2%	0.2%	BTC 0.2%	See details →
SGSingapore	0.2%	0.1%–0.2%	BTC 0.1%–0.2%	See details →
USUnited States	0.2%	0.1%–0.2%	BTC 0.1%	See details →

Open the full 18 × 13 matrix for citation or deep browse(234 cells)

The full asset × country matrix behind the country-level landscape above. Click a cell for the snapshot-backed detail page.

Bank transfers cluster tightly. Based on the latest captured snapshot, roughly 0.2% is the typical total cost for bank-transfer buys across tracked countries. 17 of 216 routes sit outside that band — those cells stay in full color; the rest are muted to keep the outliers visible.

Bank transfer routes shown

Asset	AU	CA	DE	ES	FR	GB	IT	NL	NO	PL	SE	SG	US
BTC Bitcoin	0.2%	0.3%	0.1–0.2%	0.1–0.2%	0.1–0.2%	0.1–0.2%	0.1–0.2%	0.1–0.2%	—	0.1–0.2%	0.2%	0.1–0.2%	0.1%
ETH Ethereum	0.2%	0.3%	0.2%	0.2%	0.2%	0.2%	0.2%	0.2%	—	0.2%	0.2%	0.2%	0.2%
SOL Solana	0.2%	0.3%	0.2%	0.2%	0.2%	0.2%	0.2%	0.2%	—	0.2%	0.2%	0.2%	0.2%
XRP XRP	0.2%	0.3%	0.2%	0.2%	0.2%	0.2%	0.2%	0.2%	—	0.2%	0.2%	0.2%	0.2%
ADA Cardano	0.2%	0.3%	0.2%	0.2%	0.2%	0.2%	0.2%	0.2%	—	0.2%	0.2%	0.2%	0.2%
DOGE Dogecoin	0.2%	0.3%	0.2%	0.2%	0.2%	0.2%	0.2%	0.2%	—	0.2%	0.2%	0.2%	0.2%
AVAX Avalanche	0.2%	0.3%	0.2%	0.2%	0.2%	0.2%	0.2%	0.2%	—	0.2%	0.2%	0.2%	0.2%
LINK Chainlink	0.2%	0.3%	0.2%	0.2%	0.2%	0.2%	0.2%	0.2%	—	0.2%	0.2%	0.2%	0.2%
DOT Polkadot	0.2%	0.3%	0.2%	0.2%	0.2%	0.2%	0.2%	0.2%	—	0.2%	0.2%	0.2%	0.2%
MATIC Polygon	0.2%	0.4%	0.2%	0.2%	0.2%	0.2%	0.2%	0.2%	—	0.2%	0.2%	0.2%	0.2%
LTC Litecoin	0.2%	0.3%	0.2%	0.2%	0.2%	0.2%	0.2%	0.2%	—	0.2%	0.2%	0.2%	0.2%
BCH Bitcoin Cash	0.2%	0.3–0.4%	0.2%	0.2%	0.2%	0.2%	0.2%	0.2%	—	0.2%	0.2%	0.2%	0.2%
PEPE Pepe	0.2%	0.3%	0.2%	0.2%	0.2%	0.2%	0.2%	0.2%	—	0.2%	0.2%	0.2%	0.2%
SHIB Shiba Inu	0.2%	0.3%	0.2%	0.2%	0.2%	0.2%	0.2%	0.2%	—	0.2%	0.2%	0.2%	0.2%
UNI Uniswap	0.2%	0.3%	0.2%	0.2%	0.2%	0.2%	0.2%	0.2%	—	0.2%	0.2%	0.2%	0.2%
TAO Bittensor	0.2%	0.7%	0.2%	0.2%	0.2%	0.2%	0.2%	0.2%	—	0.2%	0.2%	0.2%	0.2%
XLM Stellar	0.2%	0.3%	0.2%	0.2%	0.2%	0.2%	0.2%	0.2%	—	0.2%	0.2%	0.2%	0.2%
ATOM Cosmos	0.2%	0.3%	0.2%	0.2%	0.2%	0.2%	0.2%	0.2%	—	0.2%	0.2%	0.2%	0.2%

BTC

Bitcoin

ETH

Ethereum

SOL

Solana

XRP

ADA

Cardano

DOGE

Dogecoin

AVAX

Avalanche

LINK

Chainlink

DOT

Polkadot

MATIC

Polygon

LTC

Litecoin

BCH

Bitcoin Cash

PEPE

Pepe

SHIB

Shiba Inu

UNI

Uniswap

TAO

Bittensor

XLM

Stellar

ATOM

Cosmos

Cost band< 2% total cost2% – 4% total cost> 4% total costfreshstale— not yet rankedmuted = tight cluster (outliers kept in full color)

Answered questions

What is the cheapest way to buy crypto right now?

Based on the latest captured snapshot, the cheapest tracked bank transfer route varies by country. The answer above the fold on this page shows the current leader for the asset, country, and rail you pick. Each cell in the matrix below links to a snapshot-backed detail page.

Is a bank transfer cheaper than a card for buying crypto?

Based on the latest captured snapshot, bank-transfer routes cluster near 0.2% total cost across most tracked countries. 17 of 216 tracked routes sit outside the tight band. Card routes typically span a wider range (tracked routes currently fall between roughly 1% and 5% total cost depending on country and exchange).

How fresh is the data on this page?

The most recently captured snapshot visible on this page was captured 19h ago. Augea refreshes coverage on a regular cadence; every cell links to a detail page that carries its own captured-at timestamp.

Which countries does Augea track for cheapest-route coverage?

Augea currently ranks 216 of 234 asset × country routes on the bank transfer rail, across the countries shown as columns in the matrix below. Empty cells are honest — no rankable data exists yet, not "no offering."

Why might my result differ if I switch to card?

Different rails carry different fee structures. A card buy typically includes card processor fees and higher spreads; a bank transfer typically includes lower processor fees but slower settlement. Switch the rail in the dial above to see the specific difference for your asset and country.

How does Augea calculate total cost?

Total cost is the sum of tracked fees and the spread for a given (asset × country × rail) snapshot. Every claim links back to the underlying captured snapshot on /archive. Estimates, not quotes — the actual cost at checkout may vary with exchange rates, promotional pricing, or account-specific factors.

Estimates, not quotes.