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Buy Stellar in United States

Compare real costs across exchanges — not just headline prices.

Current route
XLMUnited States$10Credit/Debit Card

Estimated total cost across 9 ranked routes from 33 tracked exchanges.

Snapshot #36881 · 23 hours agoEstimates, not live quotes. We only rank routes when current evidence is available.

As of Jul 3, 2026, the exchange with the lowest estimated cost for buying Stellar in United States via card is Robinhood Crypto, with an estimated total cost of 1.05%1.21%. This comparison ranks 9 exchanges. Estimates, not quotes.

Snapshot-backed comparison · Data updated 23 hours ago · How we compare

XLM spot: ~$0 · Effective buy price: ~$0$0 · Fees on $10: ~$0.11$0.12

Crypto
Country

No signup required · Free, unbiased comparison · Estimates include fees

Based on available fee data.

For $10 Stellar via credit/debit card · United States · Snapshot #36881
Robinhood Crypto

Robinhood Crypto

Cheapest

Best for credit/debit card · Lowest estimated fee in this scenario

Estimated received
≈ 48.8370 XLM

From your $10, estimated route cost is $0.11$0.12, leaving about $9.88$9.89 buying power.

Estimated from route cost and reference price · Estimates, not quotes

Estimated route cost
1.051.21%
$0.11$0.12 total
Data confidence
Reasonable estimate
33 ranked · #36881
Estimates, not quotes. Fees may vary based on payment method, amount, and market conditions.
Other strong optionsShow all 7 routes →
2
OKX
OKX
≈ 48.2800 XLMestimated received
Fee/cost rate: 2.112.40% · Total: $0.21$0.24 · Card purchase · Direct route
Med
3
Bybit
Bybit
≈ 48.0015 XLMestimated received
Fee/cost rate: 2.643.00% · Total: $0.26$0.30 · Card purchase · Direct route
Med
4
Binance.US
Binance.US
≈ 47.7230 XLMestimated received
Fee/cost rate: 3.173.59% · Total: $0.32$0.36 · Card purchase · Direct route
Med
5
Crypto.com
Crypto.com
≈ 47.1716 XLMestimated received
Fee/cost rate: 4.214.79% · Total: $0.42$0.48 · Card purchase · Direct route
Med
Estimates, not quotes · Snapshot #36881 · Jul 3, 2026View all 8 ranked →
Cheapest

9 ranked33 trackedAs of 23 hours ago

24 not ranked: missing fee or evidence data

Showing 9 verified routes · 24 tracked hiddenShow 24 tracked →
Binance.US
Binance.US
Card purchase · Direct route
Medium · <1d
≈ 47.7230 XLMestimated received
Fee 3.17%3.59%$10.32–$10.36
Fee 3.17%3.59%$10.32–$10.36
KYC: Standard — ID + addressRecurring buysSelf-custody: direct
What this estimate is based on
Snapshot #36881 · captured 23 hours ago
Why this row appears here
Explore-only row

This exchange is tracked for this market, but it is outside the ranked decision set for the selected scenario.

Explore rows are informational and may have incomplete, stale, or non-comparable cost inputs — not as a cheaper, more expensive, or endorsed option.

Evidence
1 source · Card purchase · Updated 23 hours ago
Cost stack
Estimated total cost range
3.17% – 3.59%
Visible exchange fee3.17% – 3.59%
Spread0.52% – 0.61%
Deposit feeUnknown
Withdrawal feeUnknown
Some components are unavailable. FX fee, network fee, and other residual costs are not measured on this surface yet.
Estimates, not quotes.
Capabilities & verification
KYC: Standard — ID + addressRecurring buysSelf-custody: direct
Bitstamp
Bitstamp
Card purchase · Direct route
Medium · <1d
≈ 46.9433 XLMestimated received
Fee 4.66%5.26%$10.47–$10.53
Fee 4.66%5.26%$10.47–$10.53
KYC: Standard — ID + addressRecurringSelf-custody: direct
What this estimate is based on
Snapshot #36881 · captured 23 hours ago
Why this row appears here
Explore-only row

This exchange is tracked for this market, but it is outside the ranked decision set for the selected scenario.

Explore rows are informational and may have incomplete, stale, or non-comparable cost inputs — not as a cheaper, more expensive, or endorsed option.

Evidence
1 source · Card purchase · Updated 23 hours ago
Cost stack
Estimated total cost range
4.66% – 5.26%
Visible exchange fee4.66% – 5.26%
Spread0.42% – 0.49%
Deposit feeUnknown
Withdrawal feeUnknown
Some components are unavailable. FX fee, network fee, and other residual costs are not measured on this surface yet.
Estimates, not quotes.
Capabilities & verification
KYC: Standard — ID + addressDaily · Weekly · Monthly · From balanceRecurring buys
Bybit
Bybit
Card purchase · Direct route
Medium · <1d
≈ 48.0015 XLMestimated received
Fee 2.64%3.00%$10.26–$10.30
Fee 2.64%3.00%$10.26–$10.30
KYC: Basic — email + phoneRecurringSelf-custody: direct
What this estimate is based on
Snapshot #36881 · captured 23 hours ago
Why this row appears here
Explore-only row

This exchange is tracked for this market, but it is outside the ranked decision set for the selected scenario.

Explore rows are informational and may have incomplete, stale, or non-comparable cost inputs — not as a cheaper, more expensive, or endorsed option.

Evidence
1 source · Card purchase · Updated 23 hours ago
Cost stack
Estimated total cost range
2.64% – 3.00%
Visible exchange fee2.64% – 3.00%
Spread0.52% – 0.61%
Deposit feeUnknown
Withdrawal feeUnknown
Some components are unavailable. FX fee, network fee, and other residual costs are not measured on this surface yet.
Estimates, not quotes.
Capabilities & verification
KYC: Basic — email + phoneDaily · Weekly · Monthly · Balance + CardSelf-custody: direct
Coinbase
Coinbase
Card purchase · Direct route
Medium · <1d
≈ 46.8931 XLMestimated received
Fee 4.75%5.37%$10.48–$10.54
Fee 4.75%5.37%$10.48–$10.54
KYC: Standard — ID + addressRecurringSelf-custody: direct
What this estimate is based on
Snapshot #36881 · captured 23 hours ago
Why this row appears here
Explore-only row

This exchange is tracked for this market, but it is outside the ranked decision set for the selected scenario.

Explore rows are informational and may have incomplete, stale, or non-comparable cost inputs — not as a cheaper, more expensive, or endorsed option.

Evidence
1 source · Card purchase · Updated 23 hours ago
Cost stack
Estimated total cost range
4.75% – 5.37%
Visible exchange fee4.75% – 5.37%
Spread0.52% – 0.61%
Deposit feeUnknown
Withdrawal feeUnknown
Some components are unavailable. FX fee, network fee, and other residual costs are not measured on this surface yet.
Estimates, not quotes.
Capabilities & verification
KYC: Standard — ID + addressDaily · Weekly · Monthly · Balance + CardRecurring buys
Crypto.com
Crypto.com
Card purchase · Direct route
Medium · <1d
≈ 47.1716 XLMestimated received
Fee 4.21%4.79%$10.42–$10.48
Fee 4.21%4.79%$10.42–$10.48
KYC: Standard — ID + addressRecurringSelf-custody: direct
What this estimate is based on
Snapshot #36881 · captured 23 hours ago
Why this row appears here
Explore-only row

This exchange is tracked for this market, but it is outside the ranked decision set for the selected scenario.

Explore rows are informational and may have incomplete, stale, or non-comparable cost inputs — not as a cheaper, more expensive, or endorsed option.

Evidence
1 source · Card purchase · Updated 23 hours ago
Cost stack
Estimated total cost range
4.21% – 4.79%
Visible exchange fee4.21% – 4.79%
Spread1.04% – 1.22%
Deposit feeUnknown
Withdrawal feeUnknown
Some components are unavailable. FX fee, network fee, and other residual costs are not measured on this surface yet.
Estimates, not quotes.
Capabilities & verification
KYC: Standard — ID + addressDaily · Weekly · Monthly · Balance + CardRecurring buys
eToro
eToro
Card funding · Fund-first
Medium · <1d
≈ 48.4192 XLMestimated received
Fee 1.84%2.11%$10.18–$10.21
Fee 1.84%2.11%$10.18–$10.21
KYC: Standard — ID + addressSelf-custody: restricted

Requires eToro Money first. Supported assets only. Eligible users and regions only. Extra friction and fees may apply.

What this estimate is based on
Snapshot #36881 · captured 23 hours ago
Why this row appears here
Explore-only row

This exchange is tracked for this market, but it is outside the ranked decision set for the selected scenario.

Explore rows are informational and may have incomplete, stale, or non-comparable cost inputs — not as a cheaper, more expensive, or endorsed option.

Evidence
1 source · Card funding · Updated 23 hours ago
Cost stack
Estimated total cost range
1.84% – 2.11%
Visible exchange fee1.84% – 2.11%
Spread0.78% – 0.91%
Deposit feeUnknown
Withdrawal feeUnknown
Some components are unavailable. FX fee, network fee, and other residual costs are not measured on this surface yet.
Estimates, not quotes.
Capabilities & verification
KYC: Standard — ID + addressSelf-custody: restricted

Requires eToro Money first. Supported assets only. Eligible users and regions only. Extra friction and fees may apply.

Kraken
Kraken
Card purchase · Direct route
Medium · <1d
≈ 46.3306 XLMestimated received
Fee 5.83%6.57%$10.58–$10.66
Fee 5.83%6.57%$10.58–$10.66
KYC: Standard — ID + addressRecurringSelf-custody: direct
What this estimate is based on
Snapshot #36881 · captured 23 hours ago
Why this row appears here
Explore-only row

This exchange is tracked for this market, but it is outside the ranked decision set for the selected scenario.

Explore rows are informational and may have incomplete, stale, or non-comparable cost inputs — not as a cheaper, more expensive, or endorsed option.

Evidence
1 source · Card purchase · Updated 23 hours ago
Cost stack
Estimated total cost range
5.83% – 6.57%
Visible exchange fee5.83% – 6.57%
Spread0.26% – 0.30%
Deposit feeUnknown
Withdrawal feeUnknown
Some components are unavailable. FX fee, network fee, and other residual costs are not measured on this surface yet.
Estimates, not quotes.
Capabilities & verification
KYC: Standard — ID + addressDaily · Weekly · Monthly · From balanceRecurring buys
OKX
OKX
Card purchase · Direct route
Medium · <1d
≈ 48.2800 XLMestimated received
Fee 2.11%2.40%$10.21–$10.24
Fee 2.11%2.40%$10.21–$10.24
KYC: Basic — email + phoneRecurringSelf-custody: direct
What this estimate is based on
Snapshot #36881 · captured 23 hours ago
Why this row appears here
Explore-only row

This exchange is tracked for this market, but it is outside the ranked decision set for the selected scenario.

Explore rows are informational and may have incomplete, stale, or non-comparable cost inputs — not as a cheaper, more expensive, or endorsed option.

Evidence
1 source · Card purchase · Updated 23 hours ago
Cost stack
Estimated total cost range
2.11% – 2.40%
Visible exchange fee2.11% – 2.40%
Spread0.52% – 0.61%
Deposit feeUnknown
Withdrawal feeUnknown
Some components are unavailable. FX fee, network fee, and other residual costs are not measured on this surface yet.
Estimates, not quotes.
Capabilities & verification
KYC: Basic — email + phoneDaily · Weekly · Monthly · From balanceRecurring buys
Robinhood Crypto
Robinhood Crypto
Card funding · Fund-first
Medium · <1d
≈ 48.8370 XLMestimated received
Fee 1.05%1.21%$10.11–$10.12
Fee 1.05%1.21%$10.11–$10.12
KYC: Standard — ID + addressRecurringSelf-custody: direct
What this estimate is based on
Snapshot #36881 · captured 23 hours ago
Why this row appears here
Explore-only row

This exchange is tracked for this market, but it is outside the ranked decision set for the selected scenario.

Explore rows are informational and may have incomplete, stale, or non-comparable cost inputs — not as a cheaper, more expensive, or endorsed option.

Evidence
1 source · Card funding · Updated 23 hours ago
Cost stack
Estimated total cost range
1.05% – 1.21%
Visible exchange fee1.05% – 1.21%
Spread0.52% – 0.61%
Deposit feeUnknown
Withdrawal feeUnknown
Some components are unavailable. FX fee, network fee, and other residual costs are not measured on this surface yet.
Estimates, not quotes.
Capabilities & verification
KYC: Standard — ID + addressDaily · Weekly · Monthly · Balance + BankRecurring buys
24 more exchanges are tracked but cost data is still being collected.Show 24 tracked →
Why this result
Gap to #2 (eToro)
$0.07–$0.09
Estimate strength
Reasonable estimate
Last verified
23 hours ago
Based on
9 ranked exchanges

Estimates, not quotes. Estimates reflect exchange-side route costs and may exclude bank or card-issuer fees outside the exchange. Where data is incomplete, fields are shown as unknown. How we estimate · Why actual cost can differ →

Latest snapshot · Created Jul 3, 2026 · id: 36881

Last updated: Jul 3, 2026Data source: Seeded fee estimates (provider layer)
All exchanges in United StatesHow we compareTrustDisclosuresView audit trail
Also compare in United States: BTC · ETH · SOL · XRP · ADA
Buy XLM in: Australia · Canada · France · Germany · Italy

Common questions

What exchange has the lowest estimated cost to buy Stellar (XLM) in United States?
Based on current tracked data, Robinhood Crypto has the lowest estimated cost at 1.05%–1.21%. This is an estimate based on modeled fee data, not a guaranteed quote. Actual costs may vary.
How many exchanges can I buy Stellar (XLM) from in United States?
9 exchanges are currently ranked by estimated cost for buying Stellar (XLM) in United States. 24 additional exchanges are tracked but not yet rankable due to incomplete data. Rankings are based on snapshot-backed fee estimates and may change as new data is collected.
Can I buy Stellar (XLM) with a card in United States?
Yes. At least one ranked exchange supports buying Stellar (XLM) with a debit or credit card in United States. Card routes typically have higher fees than bank transfer routes. See the comparison above for current estimates.
Can I buy Stellar (XLM) with a bank transfer in United States?
Yes. At least one ranked exchange supports buying Stellar (XLM) via bank transfer in United States. Bank transfer routes typically have lower fees than card routes but may take longer to settle. See the comparison above for current estimates.
How does Augea compare exchange costs?
Augea estimates total cost by modeling trading fees and spread for each exchange, country, asset, and payment method combination. Estimates are based on exchange fee schedules and are updated via periodic snapshots. All figures are estimates, not quotes. See the methodology page for details.