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Buy Stellar in Germany

Compare real costs across exchanges — not just headline prices.

Current route
XLMGermany€10Credit/Debit Card

Estimated total cost across 10 ranked routes from 33 tracked exchanges.

Snapshot #36368 · 14 hours agoEstimates, not live quotes. We only rank routes when current evidence is available.

As of Jul 2, 2026, the exchange with the lowest estimated cost for buying Stellar in Germany via card is Robinhood Crypto, with an estimated total cost of 1.07%1.22%. This comparison ranks 10 exchanges. Estimates, not quotes.

Snapshot-backed comparison · Data updated 14 hours ago · How we compare

XLM spot: ~$0 · Effective buy price: ~$0$0 · Fees on 10: ~0.110.12

Crypto
Country

No signup required · Free, unbiased comparison · Estimates include fees

Based on available fee data.

For €10 Stellar via credit/debit card · Germany · Snapshot #36368
Robinhood Crypto

Robinhood Crypto

Cheapest

Best for credit/debit card · Lowest estimated fee in this scenario

Estimated received
≈ 56.3425 XLM

From your 10, estimated route cost is 0.110.12, leaving about 9.889.89 buying power.

Estimated from route cost and reference price · Estimates, not quotes

Estimated route cost
1.071.22%
0.110.12 total
Data confidence
Reasonable estimate
33 ranked · #36368
Estimates, not quotes. Fees may vary based on payment method, amount, and market conditions.
Other strong optionsShow all 8 routes →
2
OKX
OKX
≈ 55.6903 XLMestimated received
Fee/cost rate: 2.142.43% · Total: 0.210.24 · Card purchase · Direct route
Low data
3
Bybit
Bybit
≈ 55.3641 XLMestimated received
Fee/cost rate: 2.683.04% · Total: 0.270.30 · Card purchase · Direct route
Low data
4
KuCoin
KuCoin
≈ 55.0380 XLMestimated received
Fee/cost rate: 3.223.65% · Total: 0.320.36 · Card purchase · Direct route
Low data
5
Gate.io
Gate.io
≈ 54.7118 XLMestimated received
Fee/cost rate: 3.764.25% · Total: 0.380.43 · Card purchase · Direct route
Low data
Estimates, not quotes · Snapshot #36368 · Jul 2, 2026View all 9 ranked →
Cheapest

10 ranked33 trackedAs of 14 hours ago

23 not ranked: missing fee or evidence data

Showing 10 verified routes · 23 tracked hiddenShow 23 tracked →
Bitstamp
Bitstamp
Card purchase · Direct route
Medium · <1d
≈ 54.1248 XLMestimated received
Fee 4.73%5.34%€10.47–€10.53
Fee 4.73%5.34%€10.47–€10.53
MiCAKYC: Standard — ID + addressRecurring
What this estimate is based on
Snapshot #36368 · captured 14 hours ago
Why this row appears here
Explore-only row

This exchange is tracked for this market, but it is outside the ranked decision set for the selected scenario.

Explore rows are informational and may have incomplete, stale, or non-comparable cost inputs — not as a cheaper, more expensive, or endorsed option.

Evidence
1 source · Card purchase · Updated 14 hours ago
Cost stack
Estimated total cost range
4.73% – 5.34%
Visible exchange fee4.73% – 5.34%
Spread0.42% – 0.49%
Deposit feeUnknown
Withdrawal feeUnknown
Some components are unavailable. FX fee, network fee, and other residual costs are not measured on this surface yet.
Estimates, not quotes.
Capabilities & verification
MiCAKYC: Standard — ID + addressDaily · Weekly · Monthly · From balance
Bybit
Bybit
Card purchase · Direct route
Medium · <1d
≈ 55.3641 XLMestimated received
Fee 2.68%3.04%€10.27–€10.30
Fee 2.68%3.04%€10.27–€10.30
MiCAKYC: Basic — email + phoneRecurring
What this estimate is based on
Snapshot #36368 · captured 14 hours ago
Why this row appears here
Explore-only row

This exchange is tracked for this market, but it is outside the ranked decision set for the selected scenario.

Explore rows are informational and may have incomplete, stale, or non-comparable cost inputs — not as a cheaper, more expensive, or endorsed option.

Evidence
1 source · Card purchase · Updated 14 hours ago
Cost stack
Estimated total cost range
2.68% – 3.04%
Visible exchange fee2.68% – 3.04%
Spread0.53% – 0.62%
Deposit feeUnknown
Withdrawal feeUnknown
Some components are unavailable. FX fee, network fee, and other residual costs are not measured on this surface yet.
Estimates, not quotes.
Capabilities & verification
MiCAKYC: Basic — email + phoneDaily · Weekly · Monthly · Balance + Card
Coinbase
Coinbase
Card purchase · Direct route
Medium · <1d
≈ 54.0661 XLMestimated received
Fee 4.83%5.45%€10.48–€10.55
Fee 4.83%5.45%€10.48–€10.55
MiCAKYC: Standard — ID + addressRecurring
What this estimate is based on
Snapshot #36368 · captured 14 hours ago
Why this row appears here
Explore-only row

This exchange is tracked for this market, but it is outside the ranked decision set for the selected scenario.

Explore rows are informational and may have incomplete, stale, or non-comparable cost inputs — not as a cheaper, more expensive, or endorsed option.

Evidence
1 source · Card purchase · Updated 14 hours ago
Cost stack
Estimated total cost range
4.83% – 5.45%
Visible exchange fee4.83% – 5.45%
Spread0.53% – 0.62%
Deposit feeUnknown
Withdrawal feeUnknown
Some components are unavailable. FX fee, network fee, and other residual costs are not measured on this surface yet.
Estimates, not quotes.
Capabilities & verification
MiCAKYC: Standard — ID + addressDaily · Weekly · Monthly · Balance + Card
Crypto.com
Crypto.com
Card purchase · Direct route
Medium · <1d
≈ 54.3922 XLMestimated received
Fee 4.28%4.86%€10.43–€10.49
Fee 4.28%4.86%€10.43–€10.49
MiCAKYC: Standard — ID + addressRecurring
What this estimate is based on
Snapshot #36368 · captured 14 hours ago
Why this row appears here
Explore-only row

This exchange is tracked for this market, but it is outside the ranked decision set for the selected scenario.

Explore rows are informational and may have incomplete, stale, or non-comparable cost inputs — not as a cheaper, more expensive, or endorsed option.

Evidence
1 source · Card purchase · Updated 14 hours ago
Cost stack
Estimated total cost range
4.28% – 4.86%
Visible exchange fee4.28% – 4.86%
Spread1.05% – 1.23%
Deposit feeUnknown
Withdrawal feeUnknown
Some components are unavailable. FX fee, network fee, and other residual costs are not measured on this surface yet.
Estimates, not quotes.
Capabilities & verification
MiCAKYC: Standard — ID + addressDaily · Weekly · Monthly · Balance + Card
eToro
eToro
Card funding · Fund-first
Medium · <1d
≈ 55.8533 XLMestimated received
Fee 1.87%2.14%€10.19–€10.21
Fee 1.87%2.14%€10.19–€10.21
MiCAKYC: Standard — ID + addressSelf-custody: restricted

Requires eToro Money first. Supported assets only. Eligible users and regions only. Extra friction and fees may apply.

What this estimate is based on
Snapshot #36368 · captured 14 hours ago
Why this row appears here
Explore-only row

This exchange is tracked for this market, but it is outside the ranked decision set for the selected scenario.

Explore rows are informational and may have incomplete, stale, or non-comparable cost inputs — not as a cheaper, more expensive, or endorsed option.

Evidence
1 source · Card funding · Updated 14 hours ago
Cost stack
Estimated total cost range
1.87% – 2.14%
Visible exchange fee1.87% – 2.14%
Spread0.79% – 0.93%
Deposit feeUnknown
Withdrawal feeUnknown
Some components are unavailable. FX fee, network fee, and other residual costs are not measured on this surface yet.
Estimates, not quotes.
Capabilities & verification
MiCAKYC: Standard — ID + addressSelf-custody: restricted

Requires eToro Money first. Supported assets only. Eligible users and regions only. Extra friction and fees may apply.

Gate.io
Gate.io
Card purchase · Direct route
Medium · <1d
≈ 54.7118 XLMestimated received
Fee 3.76%4.25%€10.38–€10.43
Fee 3.76%4.25%€10.38–€10.43
MiCAKYC: Basic — email + phoneRecurring
What this estimate is based on
Snapshot #36368 · captured 14 hours ago
Why this row appears here
Explore-only row

This exchange is tracked for this market, but it is outside the ranked decision set for the selected scenario.

Explore rows are informational and may have incomplete, stale, or non-comparable cost inputs — not as a cheaper, more expensive, or endorsed option.

Evidence
1 source · Card purchase · Updated 14 hours ago
Cost stack
Estimated total cost range
3.76% – 4.25%
Visible exchange fee3.76% – 4.25%
Spread0.53% – 0.62%
Deposit feeUnknown
Withdrawal feeUnknown
Some components are unavailable. FX fee, network fee, and other residual costs are not measured on this surface yet.
Estimates, not quotes.
Capabilities & verification
MiCAKYC: Basic — email + phoneDaily · Weekly · Monthly · Balance + Card
Kraken
Kraken
Card purchase · Direct route
Medium · <1d
≈ 53.4073 XLMestimated received
Fee 5.92%6.67%€10.59–€10.67
Fee 5.92%6.67%€10.59–€10.67
MiCAKYC: Standard — ID + addressRecurring
What this estimate is based on
Snapshot #36368 · captured 14 hours ago
Why this row appears here
Explore-only row

This exchange is tracked for this market, but it is outside the ranked decision set for the selected scenario.

Explore rows are informational and may have incomplete, stale, or non-comparable cost inputs — not as a cheaper, more expensive, or endorsed option.

Evidence
1 source · Card purchase · Updated 14 hours ago
Cost stack
Estimated total cost range
5.92% – 6.67%
Visible exchange fee5.92% – 6.67%
Spread0.26% – 0.31%
Deposit feeUnknown
Withdrawal feeUnknown
Some components are unavailable. FX fee, network fee, and other residual costs are not measured on this surface yet.
Estimates, not quotes.
Capabilities & verification
MiCAKYC: Standard — ID + addressDaily · Weekly · Monthly · From balance
KuCoin
KuCoin
Card purchase · Direct route
Medium · <1d
≈ 55.0380 XLMestimated received
Fee 3.22%3.65%€10.32–€10.36
Fee 3.22%3.65%€10.32–€10.36
MiCAKYC: Basic — email + phoneRecurring
What this estimate is based on
Snapshot #36368 · captured 14 hours ago
Why this row appears here
Explore-only row

This exchange is tracked for this market, but it is outside the ranked decision set for the selected scenario.

Explore rows are informational and may have incomplete, stale, or non-comparable cost inputs — not as a cheaper, more expensive, or endorsed option.

Evidence
1 source · Card purchase · Updated 14 hours ago
Cost stack
Estimated total cost range
3.22% – 3.65%
Visible exchange fee3.22% – 3.65%
Spread0.53% – 0.62%
Deposit feeUnknown
Withdrawal feeUnknown
Some components are unavailable. FX fee, network fee, and other residual costs are not measured on this surface yet.
Estimates, not quotes.
Capabilities & verification
MiCAKYC: Basic — email + phoneDaily · Weekly · Monthly · Balance + Card
OKX
OKX
Card purchase · Direct route
Medium · <1d
≈ 55.6903 XLMestimated received
Fee 2.14%2.43%€10.21–€10.24
Fee 2.14%2.43%€10.21–€10.24
MiCAKYC: Basic — email + phoneRecurring
What this estimate is based on
Snapshot #36368 · captured 14 hours ago
Why this row appears here
Explore-only row

This exchange is tracked for this market, but it is outside the ranked decision set for the selected scenario.

Explore rows are informational and may have incomplete, stale, or non-comparable cost inputs — not as a cheaper, more expensive, or endorsed option.

Evidence
1 source · Card purchase · Updated 14 hours ago
Cost stack
Estimated total cost range
2.14% – 2.43%
Visible exchange fee2.14% – 2.43%
Spread0.53% – 0.62%
Deposit feeUnknown
Withdrawal feeUnknown
Some components are unavailable. FX fee, network fee, and other residual costs are not measured on this surface yet.
Estimates, not quotes.
Capabilities & verification
MiCAKYC: Basic — email + phoneDaily · Weekly · Monthly · From balance
Robinhood Crypto
Robinhood Crypto
Card funding · Fund-first
Medium · <1d
≈ 56.3425 XLMestimated received
Fee 1.07%1.22%€10.11–€10.12
Fee 1.07%1.22%€10.11–€10.12
MiCAKYC: Standard — ID + addressRecurring
What this estimate is based on
Snapshot #36368 · captured 14 hours ago
Why this row appears here
Explore-only row

This exchange is tracked for this market, but it is outside the ranked decision set for the selected scenario.

Explore rows are informational and may have incomplete, stale, or non-comparable cost inputs — not as a cheaper, more expensive, or endorsed option.

Evidence
1 source · Card funding · Updated 14 hours ago
Cost stack
Estimated total cost range
1.07% – 1.22%
Visible exchange fee1.07% – 1.22%
Spread0.53% – 0.62%
Deposit feeUnknown
Withdrawal feeUnknown
Some components are unavailable. FX fee, network fee, and other residual costs are not measured on this surface yet.
Estimates, not quotes.
Capabilities & verification
MiCAKYC: Standard — ID + addressDaily · Weekly · Monthly · Balance + Bank
23 more exchanges are tracked but cost data is still being collected.Show 23 tracked →
Why this result
Gap to #2 (eToro)
€0.08–€0.09
Estimate strength
Limited data
Last verified
14 hours ago
Based on
10 ranked exchanges

Estimates, not quotes. Estimates reflect exchange-side route costs and may exclude bank or card-issuer fees outside the exchange. Where data is incomplete, fields are shown as unknown. How we estimate · Why actual cost can differ →

Note: Crypto prices are typically quoted in USD. Amounts shown in EUR are converted estimates and may vary with exchange rates.

Latest snapshot · Created Jul 2, 2026 · id: 36368

Last updated: Jul 2, 2026Data source: Seeded fee estimates (provider layer)
All exchanges in GermanyHow we compareTrustDisclosuresView audit trail
Also compare in Germany: BTC · ETH · SOL · XRP · ADA
Buy XLM in: Australia · Canada · France · Italy · Netherlands

Common questions

What exchange has the lowest estimated cost to buy Stellar (XLM) in Germany?
Based on current tracked data, Robinhood Crypto has the lowest estimated cost at 1.07%–1.22%. This is an estimate based on modeled fee data, not a guaranteed quote. Actual costs may vary.
How many exchanges can I buy Stellar (XLM) from in Germany?
10 exchanges are currently ranked by estimated cost for buying Stellar (XLM) in Germany. 23 additional exchanges are tracked but not yet rankable due to incomplete data. Rankings are based on snapshot-backed fee estimates and may change as new data is collected.
Can I buy Stellar (XLM) with a card in Germany?
Yes. At least one ranked exchange supports buying Stellar (XLM) with a debit or credit card in Germany. Card routes typically have higher fees than bank transfer routes. See the comparison above for current estimates.
Can I buy Stellar (XLM) with a bank transfer in Germany?
Yes. At least one ranked exchange supports buying Stellar (XLM) via bank transfer in Germany. Bank transfer routes typically have lower fees than card routes but may take longer to settle. See the comparison above for current estimates.
How does Augea compare exchange costs?
Augea estimates total cost by modeling trading fees and spread for each exchange, country, asset, and payment method combination. Estimates are based on exchange fee schedules and are updated via periodic snapshots. All figures are estimates, not quotes. See the methodology page for details.