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Buy XRP in United States

Compare real costs across exchanges — not just headline prices.

Current route
XRPUnited States$10Credit/Debit Card

Estimated total cost across 9 ranked routes from 33 tracked exchanges.

Snapshot #14632 · 23 hours agoEstimates, not live quotes. We only rank routes when current evidence is available.

As of May 12, 2026, the exchange with the lowest estimated cost for buying XRP in United States via card is Robinhood Crypto, with an estimated total cost of 1.07%1.22%. This comparison ranks 10 exchanges. Estimates, not quotes.

Snapshot-backed comparison · Data updated 23 hours ago · How we compare

XRP spot: ~$1 · Effective buy price: ~$1$1 · Fees on $10: ~$0.11$0.12

Crypto
Country

No signup required · Free, unbiased comparison · Estimates include fees

Based on available fee data.

For $10 XRP via credit/debit card · United States · Snapshot #14632

Robinhood Crypto and OKX

are within $0.09 of each other

~$10.11–$10.12 vs ~$10.21–$10.24 estimated total

No meaningful cost difference — choose by freshness, trust, or convenience.

Estimated received (either choice)
≈ 6.865 XRP

From your $10, estimated route cost is $0.11$0.12, leaving about $9.88$9.89 buying power.

Estimated from route cost and reference price · Estimates, not quotes

Estimates, not quotes.

Other strong optionsShow all 7 routes →
2
Bybit
Bybit
≈ 6.746 XRPestimated received
Fee/cost rate: 2.683.04% · Total: $0.27$0.30 · Card purchase · Direct route
Med
3
Binance.US
Binance.US
≈ 6.706 XRPestimated received
Fee/cost rate: 3.223.65% · Total: $0.32$0.36 · Card purchase · Direct route
Med
4
Crypto.com
Crypto.com
≈ 6.627 XRPestimated received
Fee/cost rate: 4.284.86% · Total: $0.43$0.49 · Card purchase · Direct route
Med
5
Gemini
Gemini
≈ 6.627 XRPestimated received
Fee/cost rate: 4.294.85% · Total: $0.43$0.48 · Card purchase · Direct route
Med
Estimates, not quotes · Snapshot #14632 · May 12, 2026View all 8 ranked →
Cheapest

10 ranked33 trackedAs of 23 hours ago

23 not ranked: missing fee or evidence data

Showing 10 verified routes · 23 tracked hiddenShow 23 tracked →
Binance.US
Binance.US
Card purchase · Direct route
Medium · <1d
≈ 6.706 XRPestimated received
Fee 3.22%3.65%$10.32–$10.36
Fee 3.22%3.65%$10.32–$10.36
KYC: Standard — ID + addressRecurring buysSelf-custody: direct
What this estimate is based on
Snapshot #14632 · captured 23 hours ago
Why this row appears here
Explore-only row

This exchange is tracked for this market, but it is outside the ranked decision set for the selected scenario.

Explore rows are informational and may have incomplete, stale, or non-comparable cost inputs — not as a cheaper, more expensive, or endorsed option.

Evidence
1 source · Card purchase · Updated 23 hours ago
Cost stack
Estimated total cost range
3.22% – 3.65%
Visible exchange fee3.22% – 3.65%
Spread0.52% – 0.60%
Deposit feeUnknown
Withdrawal feeUnknown
Some components are unavailable. FX fee, network fee, and other residual costs are not measured on this surface yet.
Estimates, not quotes.
Capabilities & verification
KYC: Standard — ID + addressRecurring buysSelf-custody: direct
Bitstamp
Bitstamp
Card purchase · Direct route
Medium · <1d
≈ 6.595 XRPestimated received
Fee 4.73%5.34%$10.47–$10.53
Fee 4.73%5.34%$10.47–$10.53
KYC: Standard — ID + addressRecurringSelf-custody: direct
What this estimate is based on
Snapshot #14632 · captured 23 hours ago
Why this row appears here
Explore-only row

This exchange is tracked for this market, but it is outside the ranked decision set for the selected scenario.

Explore rows are informational and may have incomplete, stale, or non-comparable cost inputs — not as a cheaper, more expensive, or endorsed option.

Evidence
1 source · Card purchase · Updated 23 hours ago
Cost stack
Estimated total cost range
4.73% – 5.34%
Visible exchange fee4.73% – 5.34%
Spread0.41% – 0.48%
Deposit feeUnknown
Withdrawal feeUnknown
Some components are unavailable. FX fee, network fee, and other residual costs are not measured on this surface yet.
Estimates, not quotes.
Capabilities & verification
KYC: Standard — ID + addressDaily · Weekly · Monthly · From balanceRecurring buys
Bybit
Bybit
Card purchase · Direct route
Medium · <1d
≈ 6.746 XRPestimated received
Fee 2.68%3.04%$10.27–$10.30
Fee 2.68%3.04%$10.27–$10.30
KYC: Basic — email + phoneRecurringSelf-custody: direct
What this estimate is based on
Snapshot #14632 · captured 23 hours ago
Why this row appears here
Explore-only row

This exchange is tracked for this market, but it is outside the ranked decision set for the selected scenario.

Explore rows are informational and may have incomplete, stale, or non-comparable cost inputs — not as a cheaper, more expensive, or endorsed option.

Evidence
1 source · Card purchase · Updated 23 hours ago
Cost stack
Estimated total cost range
2.68% – 3.04%
Visible exchange fee2.68% – 3.04%
Spread0.52% – 0.60%
Deposit feeUnknown
Withdrawal feeUnknown
Some components are unavailable. FX fee, network fee, and other residual costs are not measured on this surface yet.
Estimates, not quotes.
Capabilities & verification
KYC: Basic — email + phoneDaily · Weekly · Monthly · Balance + CardSelf-custody: direct
Coinbase
Coinbase
Card purchase · Direct route
Medium · <1d
≈ 6.588 XRPestimated received
Fee 4.83%5.45%$10.48–$10.55
Fee 4.83%5.45%$10.48–$10.55
KYC: Standard — ID + addressRecurringSelf-custody: direct
What this estimate is based on
Snapshot #14632 · captured 23 hours ago
Why this row appears here
Explore-only row

This exchange is tracked for this market, but it is outside the ranked decision set for the selected scenario.

Explore rows are informational and may have incomplete, stale, or non-comparable cost inputs — not as a cheaper, more expensive, or endorsed option.

Evidence
1 source · Card purchase · Updated 23 hours ago
Cost stack
Estimated total cost range
4.83% – 5.45%
Visible exchange fee4.83% – 5.45%
Spread0.52% – 0.60%
Deposit feeUnknown
Withdrawal feeUnknown
Some components are unavailable. FX fee, network fee, and other residual costs are not measured on this surface yet.
Estimates, not quotes.
Capabilities & verification
KYC: Standard — ID + addressDaily · Weekly · Monthly · Balance + CardRecurring buys
Crypto.com
Crypto.com
Card purchase · Direct route
Medium · <1d
≈ 6.627 XRPestimated received
Fee 4.28%4.86%$10.43–$10.49
Fee 4.28%4.86%$10.43–$10.49
KYC: Standard — ID + addressRecurringSelf-custody: direct
What this estimate is based on
Snapshot #14632 · captured 23 hours ago
Why this row appears here
Explore-only row

This exchange is tracked for this market, but it is outside the ranked decision set for the selected scenario.

Explore rows are informational and may have incomplete, stale, or non-comparable cost inputs — not as a cheaper, more expensive, or endorsed option.

Evidence
1 source · Card purchase · Updated 23 hours ago
Cost stack
Estimated total cost range
4.28% – 4.86%
Visible exchange fee4.28% – 4.86%
Spread1.03% – 1.21%
Deposit feeUnknown
Withdrawal feeUnknown
Some components are unavailable. FX fee, network fee, and other residual costs are not measured on this surface yet.
Estimates, not quotes.
Capabilities & verification
KYC: Standard — ID + addressDaily · Weekly · Monthly · Balance + CardRecurring buys
eToro
eToro
Card funding · Fund-first
Medium · <1d
≈ 6.805 XRPestimated received
Fee 1.87%2.14%$10.19–$10.21
Fee 1.87%2.14%$10.19–$10.21
KYC: Standard — ID + addressSelf-custody: restricted

Requires eToro Money first. Supported assets only. Eligible users and regions only. Extra friction and fees may apply.

What this estimate is based on
Snapshot #14632 · captured 23 hours ago
Why this row appears here
Explore-only row

This exchange is tracked for this market, but it is outside the ranked decision set for the selected scenario.

Explore rows are informational and may have incomplete, stale, or non-comparable cost inputs — not as a cheaper, more expensive, or endorsed option.

Evidence
1 source · Card funding · Updated 23 hours ago
Cost stack
Estimated total cost range
1.87% – 2.14%
Visible exchange fee1.87% – 2.14%
Spread0.78% – 0.91%
Deposit feeUnknown
Withdrawal feeUnknown
Some components are unavailable. FX fee, network fee, and other residual costs are not measured on this surface yet.
Estimates, not quotes.
Capabilities & verification
KYC: Standard — ID + addressSelf-custody: restricted

Requires eToro Money first. Supported assets only. Eligible users and regions only. Extra friction and fees may apply.

Gemini
Gemini
Card purchase · Direct route
Medium · <1d
≈ 6.627 XRPestimated received
Fee 4.29%4.85%$10.43–$10.48
Fee 4.29%4.85%$10.43–$10.48
KYC: Standard — ID + addressRecurringSelf-custody: direct
What this estimate is based on
Snapshot #14632 · captured 23 hours ago
Why this row appears here
Explore-only row

This exchange is tracked for this market, but it is outside the ranked decision set for the selected scenario.

Explore rows are informational and may have incomplete, stale, or non-comparable cost inputs — not as a cheaper, more expensive, or endorsed option.

Evidence
1 source · Card purchase · Updated 23 hours ago
Cost stack
Estimated total cost range
4.29% – 4.85%
Visible exchange fee4.29% – 4.85%
Spread0.56% – 0.66%
Deposit feeUnknown
Withdrawal feeUnknown
Some components are unavailable. FX fee, network fee, and other residual costs are not measured on this surface yet.
Estimates, not quotes.
Capabilities & verification
KYC: Standard — ID + addressDaily · Weekly · Monthly · Balance + BankRecurring buys
Kraken
Kraken
Card purchase · Direct route
Medium · <1d
≈ 6.507 XRPestimated received
Fee 5.92%6.67%$10.59–$10.67
Fee 5.92%6.67%$10.59–$10.67
KYC: Standard — ID + addressRecurringSelf-custody: direct
What this estimate is based on
Snapshot #14632 · captured 23 hours ago
Why this row appears here
Explore-only row

This exchange is tracked for this market, but it is outside the ranked decision set for the selected scenario.

Explore rows are informational and may have incomplete, stale, or non-comparable cost inputs — not as a cheaper, more expensive, or endorsed option.

Evidence
1 source · Card purchase · Updated 23 hours ago
Cost stack
Estimated total cost range
5.92% – 6.67%
Visible exchange fee5.92% – 6.67%
Spread0.26% – 0.30%
Deposit feeUnknown
Withdrawal feeUnknown
Some components are unavailable. FX fee, network fee, and other residual costs are not measured on this surface yet.
Estimates, not quotes.
Capabilities & verification
KYC: Standard — ID + addressDaily · Weekly · Monthly · From balanceRecurring buys
OKX
OKX
Card purchase · Direct route
Medium · <1d
≈ 6.785 XRPestimated received
Fee 2.14%2.43%$10.21–$10.24
Fee 2.14%2.43%$10.21–$10.24
KYC: Basic — email + phoneRecurringSelf-custody: direct
What this estimate is based on
Snapshot #14632 · captured 23 hours ago
Why this row appears here
Explore-only row

This exchange is tracked for this market, but it is outside the ranked decision set for the selected scenario.

Explore rows are informational and may have incomplete, stale, or non-comparable cost inputs — not as a cheaper, more expensive, or endorsed option.

Evidence
1 source · Card purchase · Updated 23 hours ago
Cost stack
Estimated total cost range
2.14% – 2.43%
Visible exchange fee2.14% – 2.43%
Spread0.52% – 0.60%
Deposit feeUnknown
Withdrawal feeUnknown
Some components are unavailable. FX fee, network fee, and other residual costs are not measured on this surface yet.
Estimates, not quotes.
Capabilities & verification
KYC: Basic — email + phoneDaily · Weekly · Monthly · From balanceRecurring buys
Robinhood Crypto
Robinhood Crypto
Card funding · Fund-first
Medium · <1d
≈ 6.865 XRPestimated received
Fee 1.07%1.22%$10.11–$10.12
Fee 1.07%1.22%$10.11–$10.12
KYC: Standard — ID + addressRecurringSelf-custody: direct
What this estimate is based on
Snapshot #14632 · captured 23 hours ago
Why this row appears here
Explore-only row

This exchange is tracked for this market, but it is outside the ranked decision set for the selected scenario.

Explore rows are informational and may have incomplete, stale, or non-comparable cost inputs — not as a cheaper, more expensive, or endorsed option.

Evidence
1 source · Card funding · Updated 23 hours ago
Cost stack
Estimated total cost range
1.07% – 1.22%
Visible exchange fee1.07% – 1.22%
Spread0.52% – 0.60%
Deposit feeUnknown
Withdrawal feeUnknown
Some components are unavailable. FX fee, network fee, and other residual costs are not measured on this surface yet.
Estimates, not quotes.
Capabilities & verification
KYC: Standard — ID + addressDaily · Weekly · Monthly · Balance + BankRecurring buys
23 more exchanges are tracked but cost data is still being collected.Show 23 tracked →
Why this result
Gap to #2 (OKX)
$0.10–$0.12
Estimate strength
Reasonable estimate
Last verified
23 hours ago
Based on
9 ranked exchanges

Estimates, not quotes. Estimates reflect exchange-side route costs and may exclude bank or card-issuer fees outside the exchange. Where data is incomplete, fields are shown as unknown. How we estimate · Why actual cost can differ →

Latest snapshot · Created May 12, 2026 · id: 14632

Last updated: May 12, 2026Data source: Seeded fee estimates (provider layer)
All exchanges in United StatesHow we compareTrustDisclosuresView audit trail
Also compare in United States: BTC · ETH · SOL · ADA · DOGE
Buy XRP in: Australia · Canada · France · Germany · Italy

Common questions

What exchange has the lowest estimated cost to buy XRP in United States?
Based on current tracked data, Robinhood Crypto has the lowest estimated cost at 1.07%–1.22%. This is an estimate based on modeled fee data, not a guaranteed quote. Actual costs may vary.
How many exchanges can I buy XRP from in United States?
10 exchanges are currently ranked by estimated cost for buying XRP in United States. 23 additional exchanges are tracked but not yet rankable due to incomplete data. Rankings are based on snapshot-backed fee estimates and may change as new data is collected.
Can I buy XRP with a card in United States?
Yes. At least one ranked exchange supports buying XRP with a debit or credit card in United States. Card routes typically have higher fees than bank transfer routes. See the comparison above for current estimates.
Can I buy XRP with a bank transfer in United States?
Yes. At least one ranked exchange supports buying XRP via bank transfer in United States. Bank transfer routes typically have lower fees than card routes but may take longer to settle. See the comparison above for current estimates.
How does Augea compare exchange costs?
Augea estimates total cost by modeling trading fees and spread for each exchange, country, asset, and payment method combination. Estimates are based on exchange fee schedules and are updated via periodic snapshots. All figures are estimates, not quotes. See the methodology page for details.