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Buy Stellar in Germany

Compare real costs across exchanges — not just headline prices.

Current route
XLMGermany€1,000Credit/Debit Card

Estimated total cost across 10 ranked routes from 33 tracked exchanges.

Snapshot #36368 · 22 hours agoEstimates, not live quotes. We only rank routes when current evidence is available.

As of Jul 2, 2026, the exchange with the lowest estimated cost for buying Stellar in Germany via card is Robinhood Crypto, with an estimated total cost of 1.07%–1.22%. This comparison ranks 10 exchanges. Estimates, not quotes.

Snapshot-backed comparison · Data updated 22 hours ago · How we compare

XLM spot: ~$0 · Effective buy price: ~$0–$0 · Fees on €1,000: ~€10.66–€12.23

Crypto
Country

No signup required · Free, unbiased comparison · Estimates include fees

Based on available fee data.

For €1,000 Stellar via credit/debit card · Germany · Snapshot #36368
Robinhood Crypto

Robinhood Crypto

Cheapest

Best for credit/debit card · Lowest estimated fee in this scenario

Estimated received
≈ 5649.6957 XLM

From your €1,000, estimated route cost is €10.66–€12.23, leaving about €987.77–€989.34 buying power.

Estimated from route cost and reference price · Estimates, not quotes

Estimated route cost
1.07–1.22%
€10.66–€12.23 total
Save vs most expensive
€0.00
vs Kraken on €1,000
Data confidence
Reasonable estimate
33 ranked · #36368
Visit Robinhood Crypto →Share this comparisonSee all 33 ranked ↓
Estimates, not quotes. Fees may vary based on payment method, amount, and market conditions.
Other strong optionsShow all 9 routes →
2
eToro
eToro
≈ 5600.6402 XLMestimated received
Fee/cost rate: 1.87–2.14% · Total: €18.68–€21.38 · Card funding · Fund-first
Low data
Visit exchange
3
OKX
OKX
≈ 5584.2921 XLMestimated received
Fee/cost rate: 2.14–2.43% · Total: €21.43–€24.35 · Card purchase · Direct route
Low data
Visit exchange
4
Bybit
Bybit
≈ 5551.5903 XLMestimated received
Fee/cost rate: 2.68–3.04% · Total: €26.82–€30.41 · Card purchase · Direct route
Low data
Visit exchange
5
KuCoin
KuCoin
≈ 5518.8856 XLMestimated received
Fee/cost rate: 3.22–3.65% · Total: €32.20–€36.46 · Card purchase · Direct route
Low data
Visit exchange
Estimates, not quotes · Snapshot #36368 · Jul 2, 2026View all 10 ranked →
Cheapest

10 ranked33 trackedAs of 22 hours ago

23 not ranked: missing fee or evidence data

View mode
Only show:Self-custodyDCALeverage
Ranked exchanges9
eToro
eToro
Card funding · Fund-first
Medium · <1d
≈ 5600.6402 XLMestimated received
Fee 1.87%–2.14%€1018.68–€1021.38
Fee 1.87%–2.14%€1018.68–€1021.38
MiCAKYC: Standard — ID + addressSelf-custody: restricted

Requires eToro Money first. Supported assets only. Eligible users and regions only. Extra friction and fees may apply.

Visit →
Evidence complete
What this estimate is based on
Snapshot #36368 · captured 22 hours ago
Why this row appears here
Ranked decision row

Augea has enough current cost inputs for this scenario, so this exchange can be compared by estimated total cost.

This is an estimate, not a live quote. Open the evidence below to inspect the snapshot, source links, and missing-field checks.

Evidence
1 source · Card funding · Updated 22 hours ago
Cost stack
Estimated total cost range
1.87% – 2.14%
Visible exchange fee1.87% – 2.14%
Spread0.79% – 0.93%
Deposit feeUnknown
Withdrawal feeUnknown
Some components are unavailable. FX fee, network fee, and other residual costs are not measured on this surface yet.
Estimates, not quotes.
Capabilities & verification
MiCAKYC: Standard — ID + addressSelf-custody: restricted

Requires eToro Money first. Supported assets only. Eligible users and regions only. Extra friction and fees may apply.

OKX
OKX
Card purchase · Direct route
Medium · <1d
≈ 5584.2921 XLMestimated received
Fee 2.14%–2.43%€1021.43–€1024.35
Fee 2.14%–2.43%€1021.43–€1024.35
MiCAKYC: Basic — email + phoneRecurring
Visit →
DCA readySelf-custody readyEvidence complete
What this estimate is based on
Snapshot #36368 · captured 22 hours ago
Why this row appears here
Ranked decision row

Augea has enough current cost inputs for this scenario, so this exchange can be compared by estimated total cost.

This is an estimate, not a live quote. Open the evidence below to inspect the snapshot, source links, and missing-field checks.

Evidence
1 source · Card purchase · Updated 22 hours ago
Cost stack
Estimated total cost range
2.14% – 2.43%
Visible exchange fee2.14% – 2.43%
Spread0.53% – 0.62%
Deposit feeUnknown
Withdrawal feeUnknown
Some components are unavailable. FX fee, network fee, and other residual costs are not measured on this surface yet.
Estimates, not quotes.
Capabilities & verification
MiCAKYC: Basic — email + phoneDaily · Weekly · Monthly · From balance
Bybit
Bybit
Card purchase · Direct route
Medium · <1d
≈ 5551.5903 XLMestimated received
Fee 2.68%–3.04%€1026.82–€1030.41
Fee 2.68%–3.04%€1026.82–€1030.41
MiCAKYC: Basic — email + phoneRecurring
Visit →
Self-custody readyEvidence complete
What this estimate is based on
Snapshot #36368 · captured 22 hours ago
Why this row appears here
Ranked decision row

Augea has enough current cost inputs for this scenario, so this exchange can be compared by estimated total cost.

This is an estimate, not a live quote. Open the evidence below to inspect the snapshot, source links, and missing-field checks.

Evidence
1 source · Card purchase · Updated 22 hours ago
Cost stack
Estimated total cost range
2.68% – 3.04%
Visible exchange fee2.68% – 3.04%
Spread0.53% – 0.62%
Deposit feeUnknown
Withdrawal feeUnknown
Some components are unavailable. FX fee, network fee, and other residual costs are not measured on this surface yet.
Estimates, not quotes.
Capabilities & verification
MiCAKYC: Basic — email + phoneDaily · Weekly · Monthly · Balance + Card
KuCoin
KuCoin
Card purchase · Direct route
Medium · <1d
≈ 5518.8856 XLMestimated received
Fee 3.22%–3.65%€1032.20–€1036.46
Fee 3.22%–3.65%€1032.20–€1036.46
MiCAKYC: Basic — email + phoneRecurring
Visit →
Self-custody readyEvidence complete
What this estimate is based on
Snapshot #36368 · captured 22 hours ago
Why this row appears here
Ranked decision row

Augea has enough current cost inputs for this scenario, so this exchange can be compared by estimated total cost.

This is an estimate, not a live quote. Open the evidence below to inspect the snapshot, source links, and missing-field checks.

Evidence
1 source · Card purchase · Updated 22 hours ago
Cost stack
Estimated total cost range
3.22% – 3.65%
Visible exchange fee3.22% – 3.65%
Spread0.53% – 0.62%
Deposit feeUnknown
Withdrawal feeUnknown
Some components are unavailable. FX fee, network fee, and other residual costs are not measured on this surface yet.
Estimates, not quotes.
Capabilities & verification
MiCAKYC: Basic — email + phoneDaily · Weekly · Monthly · Balance + Card
Gate.io
Gate.io
Card purchase · Direct route
Medium · <1d
≈ 5486.1810 XLMestimated received
Fee 3.76%–4.25%€1037.59–€1042.52
Fee 3.76%–4.25%€1037.59–€1042.52
MiCAKYC: Basic — email + phoneRecurring
Visit →
Self-custody readyEvidence complete
What this estimate is based on
Snapshot #36368 · captured 22 hours ago
Why this row appears here
Ranked decision row

Augea has enough current cost inputs for this scenario, so this exchange can be compared by estimated total cost.

This is an estimate, not a live quote. Open the evidence below to inspect the snapshot, source links, and missing-field checks.

Evidence
1 source · Card purchase · Updated 22 hours ago
Cost stack
Estimated total cost range
3.76% – 4.25%
Visible exchange fee3.76% – 4.25%
Spread0.53% – 0.62%
Deposit feeUnknown
Withdrawal feeUnknown
Some components are unavailable. FX fee, network fee, and other residual costs are not measured on this surface yet.
Estimates, not quotes.
Capabilities & verification
MiCAKYC: Basic — email + phoneDaily · Weekly · Monthly · Balance + Card
Crypto.com
Crypto.com
Card purchase · Direct route
Medium · <1d
≈ 5454.1307 XLMestimated received
Fee 4.28%–4.86%€1042.75–€1048.57
Fee 4.28%–4.86%€1042.75–€1048.57
MiCAKYC: Standard — ID + addressRecurring
Visit →
DCA readySelf-custody readyEvidence complete
What this estimate is based on
Snapshot #36368 · captured 22 hours ago
Why this row appears here
Ranked decision row

Augea has enough current cost inputs for this scenario, so this exchange can be compared by estimated total cost.

This is an estimate, not a live quote. Open the evidence below to inspect the snapshot, source links, and missing-field checks.

Evidence
1 source · Card purchase · Updated 22 hours ago
Cost stack
Estimated total cost range
4.28% – 4.86%
Visible exchange fee4.28% – 4.86%
Spread1.05% – 1.23%
Deposit feeUnknown
Withdrawal feeUnknown
Some components are unavailable. FX fee, network fee, and other residual costs are not measured on this surface yet.
Estimates, not quotes.
Capabilities & verification
MiCAKYC: Standard — ID + addressDaily · Weekly · Monthly · Balance + Card
Bitstamp
Bitstamp
Card purchase · Direct route
Medium · <1d
≈ 5427.3154 XLMestimated received
Fee 4.73%–5.34%€1047.30–€1053.41
Fee 4.73%–5.34%€1047.30–€1053.41
MiCAKYC: Standard — ID + addressRecurring
Visit →
DCA readySelf-custody readyEvidence complete
What this estimate is based on
Snapshot #36368 · captured 22 hours ago
Why this row appears here
Ranked decision row

Augea has enough current cost inputs for this scenario, so this exchange can be compared by estimated total cost.

This is an estimate, not a live quote. Open the evidence below to inspect the snapshot, source links, and missing-field checks.

Evidence
1 source · Card purchase · Updated 22 hours ago
Cost stack
Estimated total cost range
4.73% – 5.34%
Visible exchange fee4.73% – 5.34%
Spread0.42% – 0.49%
Deposit feeUnknown
Withdrawal feeUnknown
Some components are unavailable. FX fee, network fee, and other residual costs are not measured on this surface yet.
Estimates, not quotes.
Capabilities & verification
MiCAKYC: Standard — ID + addressDaily · Weekly · Monthly · From balance
Coinbase
Coinbase
Card purchase · Direct route
Medium · <1d
≈ 5421.4317 XLMestimated received
Fee 4.83%–5.45%€1048.25–€1054.52
Fee 4.83%–5.45%€1048.25–€1054.52
MiCAKYC: Standard — ID + addressRecurring
Visit →
DCA readySelf-custody readyEvidence complete
What this estimate is based on
Snapshot #36368 · captured 22 hours ago
Why this row appears here
Ranked decision row

Augea has enough current cost inputs for this scenario, so this exchange can be compared by estimated total cost.

This is an estimate, not a live quote. Open the evidence below to inspect the snapshot, source links, and missing-field checks.

Evidence
1 source · Card purchase · Updated 22 hours ago
Cost stack
Estimated total cost range
4.83% – 5.45%
Visible exchange fee4.83% – 5.45%
Spread0.53% – 0.62%
Deposit feeUnknown
Withdrawal feeUnknown
Some components are unavailable. FX fee, network fee, and other residual costs are not measured on this surface yet.
Estimates, not quotes.
Capabilities & verification
MiCAKYC: Standard — ID + addressDaily · Weekly · Monthly · Balance + Card
Kraken
Kraken
Card purchase · Direct route
Medium · <1d
≈ 5355.3680 XLMestimated received
Fee 5.92%–6.67%€1059.19–€1066.70
Fee 5.92%–6.67%€1059.19–€1066.70
MiCAKYC: Standard — ID + addressRecurring
Visit →
DCA readySelf-custody readyEvidence complete
What this estimate is based on
Snapshot #36368 · captured 22 hours ago
Why this row appears here
Ranked decision row

Augea has enough current cost inputs for this scenario, so this exchange can be compared by estimated total cost.

This is an estimate, not a live quote. Open the evidence below to inspect the snapshot, source links, and missing-field checks.

Evidence
1 source · Card purchase · Updated 22 hours ago
Cost stack
Estimated total cost range
5.92% – 6.67%
Visible exchange fee5.92% – 6.67%
Spread0.26% – 0.31%
Deposit feeUnknown
Withdrawal feeUnknown
Some components are unavailable. FX fee, network fee, and other residual costs are not measured on this surface yet.
Estimates, not quotes.
Capabilities & verification
MiCAKYC: Standard — ID + addressDaily · Weekly · Monthly · From balance
Estimates, not quotes.

Tracking (11)

Data collection in progress — ranking not yet available for this card route.

Binance
Binance
Tracking
Estimated received unavailable
Route cost unavailable
Augea will not estimate received amount without route-cost evidence.
Visit →
BitMart
BitMart
Tracking
Estimated received unavailable
Route cost unavailable
Augea will not estimate received amount without route-cost evidence.
Visit →
Bitpanda
Bitpanda
Tracking
Estimated received unavailable
Route cost unavailable
Augea will not estimate received amount without route-cost evidence.
Visit →
Bitvavo
Bitvavo
Tracking
Estimated received unavailable
Route cost unavailable
Augea will not estimate received amount without route-cost evidence.
Visit →
Coinstore
Coinstore
Tracking
Estimated received unavailable
Route cost unavailable
Augea will not estimate received amount without route-cost evidence.
Visit →
Gemini
Gemini
Tracking
Estimated received unavailable
Route cost unavailable
Augea will not estimate received amount without route-cost evidence.
Visit →
LBank
LBank
Tracking
Estimated received unavailable
Route cost unavailable
Augea will not estimate received amount without route-cost evidence.
Visit →
MEXC
MEXC
Tracking
Estimated received unavailable
Route cost unavailable
Augea will not estimate received amount without route-cost evidence.
Visit →
PrimeXBT
PrimeXBT
Tracking
Estimated received unavailable
Route cost unavailable
Augea will not estimate received amount without route-cost evidence.
Visit →
Toobit
Toobit
Tracking
Estimated received unavailable
Route cost unavailable
Augea will not estimate received amount without route-cost evidence.
Visit →
WOO X
WOO X
Tracking
Estimated received unavailable
Route cost unavailable
Augea will not estimate received amount without route-cost evidence.
Visit →
Visit exchange
Available via bank transfer for this country: CoinW
Switch to bank transfer routes →
Not available in Germany (11)

These exchanges are tracked by Augea but explicitly do not serve Germany — typically due to platform restrictions, regulatory framework, or licensing scope.

Why this result
Gap to #2 (eToro)
€8.02–€9.15
Estimate strength
Limited data
Last verified
22 hours ago
Based on
10 ranked exchanges

Estimates, not quotes. Estimates reflect exchange-side route costs and may exclude bank or card-issuer fees outside the exchange. Where data is incomplete, fields are shown as unknown. How we estimate · Why actual cost can differ →

Note: Crypto prices are typically quoted in USD. Amounts shown in EUR are converted estimates and may vary with exchange rates.

Latest snapshot · Created Jul 2, 2026 · id: 36368

Last updated: Jul 2, 2026Data source: Seeded fee estimates (provider layer)
All exchanges in GermanyHow we compareTrustDisclosuresView audit trail
Also compare in Germany: BTC · ETH · SOL · XRP · ADA
Buy XLM in: Australia · Canada · France · Italy · Netherlands

Common questions

What exchange has the lowest estimated cost to buy Stellar (XLM) in Germany?
Based on current tracked data, Robinhood Crypto has the lowest estimated cost at 1.07%–1.22%. This is an estimate based on modeled fee data, not a guaranteed quote. Actual costs may vary.
How many exchanges can I buy Stellar (XLM) from in Germany?
10 exchanges are currently ranked by estimated cost for buying Stellar (XLM) in Germany. 23 additional exchanges are tracked but not yet rankable due to incomplete data. Rankings are based on snapshot-backed fee estimates and may change as new data is collected.
Can I buy Stellar (XLM) with a card in Germany?
Yes. At least one ranked exchange supports buying Stellar (XLM) with a debit or credit card in Germany. Card routes typically have higher fees than bank transfer routes. See the comparison above for current estimates.
Can I buy Stellar (XLM) with a bank transfer in Germany?
Yes. At least one ranked exchange supports buying Stellar (XLM) via bank transfer in Germany. Bank transfer routes typically have lower fees than card routes but may take longer to settle. See the comparison above for current estimates.
Are all major exchanges available in Germany?
No. Some major exchanges tracked by Augea do not serve retail users in Germany due to platform restrictions, regulatory framework, or licensing scope. Examples include Cash App, CoinSpot, HTX, and Independent Reserve. The default Augea list for Germany only shows exchanges that serve users in this country. A "Not available in Germany" section at the bottom of the result list names the exchanges Augea tracks but cannot route through here.
How does Augea compare exchange costs?
Augea estimates total cost by modeling trading fees and spread for each exchange, country, asset, and payment method combination. Estimates are based on exchange fee schedules and are updated via periodic snapshots. All figures are estimates, not quotes. See the methodology page for details.