Buy Bitcoin in United States
Compare real costs across exchanges — not just headline prices.
Current route
BTCUnited States$10Bank Transfer
Estimated total cost across 13 ranked routes from 33 tracked exchanges.
Snapshot #14302 · 22 hours agoEstimates, not live quotes. We only rank routes when current evidence is available.
As of May 12, 2026, the exchange with the lowest estimated cost for buying Bitcoin in United States via bank transfer is River, with an estimated total cost of 0.09%–0.11%. This comparison ranks 13 exchanges. Estimates, not quotes.
Snapshot-backed comparison · Data updated 22 hours ago · How we compare
BTC spot: ~$80,490 · Effective buy price: ~$80,566–$80,579 · Fees on $10: ~$0.01–$0.01
Crypto
Country
Crypto
Country
Amount
$USD
No signup required · Free, unbiased comparison · Estimates include fees
Based on available fee data.
For $10 Bitcoin via bank transfer · United States · Snapshot #14302
River and Strike
are within $0.00 of each other
~$10.01–$10.01 vs ~$10.01–$10.02 estimated total
No meaningful cost difference — choose by freshness, trust, or convenience.
Estimated received (either choice)
≈ 0.000124 BTC
From your $10, estimated route cost is $0.01–$0.01, leaving about $9.99–$9.99 buying power.
Estimated from route cost and reference price · Estimates, not quotes
Estimates, not quotes.
Other strong optionsShow all 11 routes →
2
Bybit
Bybit
≈ 0.000124 BTCestimated received
Fee/cost rate: 0.15–0.17% · Total: $0.01–$0.02 · Bank transfer · Fund-first
Med
3
OKX
OKX
≈ 0.000124 BTCestimated received
Fee/cost rate: 0.15–0.17% · Total: $0.01–$0.02 · Bank transfer · Fund-first
Med
4
Binance.US
Binance.US
≈ 0.000124 BTCestimated received
Fee/cost rate: 0.24–0.28% · Total: $0.02–$0.03 · Bank transfer · Fund-first
Med
5
Kraken
Kraken
≈ 0.000124 BTCestimated received
Fee/cost rate: 0.30–0.34% · Total: $0.03–$0.03 · Bank transfer · Fund-first
Med
Estimates, not quotes · Snapshot #14302 · May 12, 2026View all 12 ranked →
Cheapest
13 ranked33 trackedAs of 22 hours ago
20 not ranked: missing fee or evidence data
Payment method
View mode
Showing 13 verified routes · 20 tracked hiddenShow 20 tracked →
Binance.US
Binance.US
Bank transfer · Fund-first
Medium · <1d
≈ 0.000124 BTCestimated received
Fee 0.24%–0.28%$10.02–$10.03
Fee 0.24%–0.28%$10.02–$10.03
KYC: Standard — ID + addressRecurring buysSelf-custody: direct
What this estimate is based on
Snapshot #14302 · captured 22 hours ago
Why this row appears here
Explore-only row
This exchange is tracked for this market, but it is outside the ranked decision set for the selected scenario.
Explore rows are informational and may have incomplete, stale, or non-comparable cost inputs — not as a cheaper, more expensive, or endorsed option.
Evidence
1 source · Bank transfer · Updated 22 hours ago
Cost stack
Estimated total cost range
0.24% – 0.28%
Visible exchange fee0.24% – 0.28%
Spread0.05% – 0.06%
Deposit feeUnknown
Withdrawal feeUnknown
Some components are unavailable. FX fee, network fee, and other residual costs are not measured on this surface yet.
Estimates, not quotes.
Capabilities & verification
KYC: Standard — ID + addressRecurring buysSelf-custody: direct
Bitstamp
Bitstamp
Bank transfer · Fund-first
Medium · <1d
≈ 0.000124 BTCestimated received
Fee 0.44%–0.50%$10.04–$10.05
Fee 0.44%–0.50%$10.04–$10.05
KYC: Standard — ID + addressRecurringSelf-custody: direct
What this estimate is based on
Snapshot #14302 · captured 22 hours ago
Why this row appears here
Explore-only row
This exchange is tracked for this market, but it is outside the ranked decision set for the selected scenario.
Explore rows are informational and may have incomplete, stale, or non-comparable cost inputs — not as a cheaper, more expensive, or endorsed option.
Evidence
1 source · Bank transfer · Updated 22 hours ago
Cost stack
Estimated total cost range
0.44% – 0.50%
Visible exchange fee0.44% – 0.50%
Spread0.05% – 0.06%
Deposit feeUnknown
Withdrawal feeUnknown
Some components are unavailable. FX fee, network fee, and other residual costs are not measured on this surface yet.
Estimates, not quotes.
Capabilities & verification
KYC: Standard — ID + addressDaily · Weekly · Monthly · From balanceRecurring buys
Bybit
Bybit
Bank transfer · Fund-first
Medium · <1d
≈ 0.000124 BTCestimated received
Fee 0.15%–0.17%$10.01–$10.02
Fee 0.15%–0.17%$10.01–$10.02
KYC: Basic — email + phoneRecurringSelf-custody: direct
What this estimate is based on
Snapshot #14302 · captured 22 hours ago
Why this row appears here
Explore-only row
This exchange is tracked for this market, but it is outside the ranked decision set for the selected scenario.
Explore rows are informational and may have incomplete, stale, or non-comparable cost inputs — not as a cheaper, more expensive, or endorsed option.
Evidence
1 source · Bank transfer · Updated 22 hours ago
Cost stack
Estimated total cost range
0.15% – 0.17%
Visible exchange fee0.15% – 0.17%
Spread0.05% – 0.06%
Deposit feeUnknown
Withdrawal feeUnknown
Some components are unavailable. FX fee, network fee, and other residual costs are not measured on this surface yet.
Estimates, not quotes.
Capabilities & verification
KYC: Basic — email + phoneDaily · Weekly · Monthly · Balance + CardSelf-custody: direct
Coinbase
Coinbase
Bank transfer · Fund-first
Medium · <1d
≈ 0.000123 BTCestimated received
Fee 0.64%–0.72%$10.06–$10.07
Fee 0.64%–0.72%$10.06–$10.07
KYC: Standard — ID + addressRecurringSelf-custody: direct
What this estimate is based on
Snapshot #14302 · captured 22 hours ago
Why this row appears here
Explore-only row
This exchange is tracked for this market, but it is outside the ranked decision set for the selected scenario.
Explore rows are informational and may have incomplete, stale, or non-comparable cost inputs — not as a cheaper, more expensive, or endorsed option.
Evidence
1 source · Bank transfer · Updated 22 hours ago
Cost stack
Estimated total cost range
0.64% – 0.72%
Visible exchange fee0.64% – 0.72%
Spread0.05% – 0.06%
Deposit feeUnknown
Withdrawal feeUnknown
Some components are unavailable. FX fee, network fee, and other residual costs are not measured on this surface yet.
Estimates, not quotes.
Capabilities & verification
KYC: Standard — ID + addressDaily · Weekly · Monthly · Balance + CardRecurring buys
Crypto.com
Crypto.com
Bank transfer · Fund-first
Medium · <1d
≈ 0.000124 BTCestimated received
Fee 0.54%–0.61%$10.05–$10.06
Fee 0.54%–0.61%$10.05–$10.06
KYC: Standard — ID + addressRecurringSelf-custody: direct
What this estimate is based on
Snapshot #14302 · captured 22 hours ago
Why this row appears here
Explore-only row
This exchange is tracked for this market, but it is outside the ranked decision set for the selected scenario.
Explore rows are informational and may have incomplete, stale, or non-comparable cost inputs — not as a cheaper, more expensive, or endorsed option.
Evidence
1 source · Bank transfer · Updated 22 hours ago
Cost stack
Estimated total cost range
0.54% – 0.61%
Visible exchange fee0.54% – 0.61%
Spread0.05% – 0.06%
Deposit feeUnknown
Withdrawal feeUnknown
Some components are unavailable. FX fee, network fee, and other residual costs are not measured on this surface yet.
Estimates, not quotes.
Capabilities & verification
KYC: Standard — ID + addressDaily · Weekly · Monthly · Balance + CardRecurring buys
eToro
eToro
Bank transfer · Fund-first
Medium · <1d
≈ 0.000122 BTCestimated received
Fee 1.70%–1.94%$10.17–$10.19
Fee 1.70%–1.94%$10.17–$10.19
KYC: Standard — ID + addressSelf-custody: restricted
Requires eToro Money first. Supported assets only. Eligible users and regions only. Extra friction and fees may apply.
What this estimate is based on
Snapshot #14302 · captured 22 hours ago
Why this row appears here
Explore-only row
This exchange is tracked for this market, but it is outside the ranked decision set for the selected scenario.
Explore rows are informational and may have incomplete, stale, or non-comparable cost inputs — not as a cheaper, more expensive, or endorsed option.
Evidence
1 source · Bank transfer · Updated 22 hours ago
Cost stack
Estimated total cost range
1.70% – 1.94%
Visible exchange fee1.70% – 1.94%
Spread0.79% – 0.93%
Deposit feeUnknown
Withdrawal feeUnknown
Some components are unavailable. FX fee, network fee, and other residual costs are not measured on this surface yet.
Estimates, not quotes.
Capabilities & verification
KYC: Standard — ID + addressSelf-custody: restricted
Requires eToro Money first. Supported assets only. Eligible users and regions only. Extra friction and fees may apply.
Gemini
Gemini
Bank transfer · Fund-first
Medium · <1d
≈ 0.000124 BTCestimated received
Fee 0.44%–0.50%$10.04–$10.05
Fee 0.44%–0.50%$10.04–$10.05
KYC: Standard — ID + addressRecurringSelf-custody: direct
What this estimate is based on
Snapshot #14302 · captured 22 hours ago
Why this row appears here
Explore-only row
This exchange is tracked for this market, but it is outside the ranked decision set for the selected scenario.
Explore rows are informational and may have incomplete, stale, or non-comparable cost inputs — not as a cheaper, more expensive, or endorsed option.
Evidence
1 source · Bank transfer · Updated 22 hours ago
Cost stack
Estimated total cost range
0.44% – 0.50%
Visible exchange fee0.44% – 0.50%
Spread0.05% – 0.06%
Deposit feeUnknown
Withdrawal feeUnknown
Some components are unavailable. FX fee, network fee, and other residual costs are not measured on this surface yet.
Estimates, not quotes.
Capabilities & verification
KYC: Standard — ID + addressDaily · Weekly · Monthly · Balance + BankRecurring buys
Kraken
Kraken
Bank transfer · Fund-first
Medium · <1d
≈ 0.000124 BTCestimated received
Fee 0.30%–0.34%$10.03–$10.03
Fee 0.30%–0.34%$10.03–$10.03
KYC: Standard — ID + addressRecurringSelf-custody: direct
What this estimate is based on
Snapshot #14302 · captured 22 hours ago
Why this row appears here
Explore-only row
This exchange is tracked for this market, but it is outside the ranked decision set for the selected scenario.
Explore rows are informational and may have incomplete, stale, or non-comparable cost inputs — not as a cheaper, more expensive, or endorsed option.
Evidence
1 source · Bank transfer · Updated 22 hours ago
Cost stack
Estimated total cost range
0.30% – 0.34%
Visible exchange fee0.30% – 0.34%
Spread0.05% – 0.06%
Deposit feeUnknown
Withdrawal feeUnknown
Some components are unavailable. FX fee, network fee, and other residual costs are not measured on this surface yet.
Estimates, not quotes.
Capabilities & verification
KYC: Standard — ID + addressDaily · Weekly · Monthly · From balanceRecurring buys
OKX
OKX
Bank transfer · Fund-first
Medium · <1d
≈ 0.000124 BTCestimated received
Fee 0.15%–0.17%$10.01–$10.02
Fee 0.15%–0.17%$10.01–$10.02
KYC: Basic — email + phoneRecurringSelf-custody: direct
What this estimate is based on
Snapshot #14302 · captured 22 hours ago
Why this row appears here
Explore-only row
This exchange is tracked for this market, but it is outside the ranked decision set for the selected scenario.
Explore rows are informational and may have incomplete, stale, or non-comparable cost inputs — not as a cheaper, more expensive, or endorsed option.
Evidence
1 source · Bank transfer · Updated 22 hours ago
Cost stack
Estimated total cost range
0.15% – 0.17%
Visible exchange fee0.15% – 0.17%
Spread0.05% – 0.06%
Deposit feeUnknown
Withdrawal feeUnknown
Some components are unavailable. FX fee, network fee, and other residual costs are not measured on this surface yet.
Estimates, not quotes.
Capabilities & verification
KYC: Basic — email + phoneDaily · Weekly · Monthly · From balanceRecurring buys
River
River
Bank transfer · Fund-first
Medium · <1d
≈ 0.000124 BTCestimated received
Fee 0.09%–0.11%$10.01–$10.01
Fee 0.09%–0.11%$10.01–$10.01
KYC: Standard — ID + addressRecurringSelf-custody: direct
What this estimate is based on
Snapshot #14302 · captured 22 hours ago
Why this row appears here
Explore-only row
This exchange is tracked for this market, but it is outside the ranked decision set for the selected scenario.
Explore rows are informational and may have incomplete, stale, or non-comparable cost inputs — not as a cheaper, more expensive, or endorsed option.
Evidence
1 source · Bank transfer · Updated 22 hours ago
Cost stack
Estimated total cost range
0.09% – 0.11%
Visible exchange fee0.09% – 0.11%
Spread0.09% – 0.11%
Deposit feeUnknown
Withdrawal feeUnknown
Some components are unavailable. FX fee, network fee, and other residual costs are not measured on this surface yet.
Estimates, not quotes.
Capabilities & verification
KYC: Standard — ID + addressDaily · Weekly · Monthly · Balance + BankRecurring buys
Robinhood Crypto
Robinhood Crypto
Bank transfer · Fund-first
Medium · <1d
≈ 0.000124 BTCestimated received
Fee 0.48%–0.56%$10.05–$10.06
Fee 0.48%–0.56%$10.05–$10.06
KYC: Standard — ID + addressRecurringSelf-custody: direct
What this estimate is based on
Snapshot #14302 · captured 22 hours ago
Why this row appears here
Explore-only row
This exchange is tracked for this market, but it is outside the ranked decision set for the selected scenario.
Explore rows are informational and may have incomplete, stale, or non-comparable cost inputs — not as a cheaper, more expensive, or endorsed option.
Evidence
1 source · Bank transfer · Updated 22 hours ago
Cost stack
Estimated total cost range
0.48% – 0.56%
Visible exchange fee0.48% – 0.56%
Spread0.26% – 0.31%
Deposit feeUnknown
Withdrawal feeUnknown
Some components are unavailable. FX fee, network fee, and other residual costs are not measured on this surface yet.
Estimates, not quotes.
Capabilities & verification
KYC: Standard — ID + addressDaily · Weekly · Monthly · Balance + BankRecurring buys
Strike
Strike
Bank transfer · Fund-first
Medium · <1d
≈ 0.000124 BTCestimated received
Fee 0.14%–0.17%$10.01–$10.02
Fee 0.14%–0.17%$10.01–$10.02
KYC: Basic — email + phoneRecurringSelf-custody: direct
What this estimate is based on
Snapshot #14302 · captured 22 hours ago
Why this row appears here
Explore-only row
This exchange is tracked for this market, but it is outside the ranked decision set for the selected scenario.
Explore rows are informational and may have incomplete, stale, or non-comparable cost inputs — not as a cheaper, more expensive, or endorsed option.
Evidence
1 source · Bank transfer · Updated 22 hours ago
Cost stack
Estimated total cost range
0.14% – 0.17%
Visible exchange fee0.14% – 0.17%
Spread0.14% – 0.17%
Deposit feeUnknown
Withdrawal feeUnknown
Some components are unavailable. FX fee, network fee, and other residual costs are not measured on this surface yet.
Estimates, not quotes.
Capabilities & verification
KYC: Basic — email + phoneDaily · Weekly · Monthly · Balance + BankRecurring buys
Swan Bitcoin
Swan Bitcoin
Bank transfer · Fund-first
Medium · <1d
≈ 0.000123 BTCestimated received
Fee 1.19%–1.34%$10.12–$10.13
Fee 1.19%–1.34%$10.12–$10.13
KYC: Standard — ID + addressRecurringSelf-custody: direct
What this estimate is based on
Snapshot #14302 · captured 22 hours ago
Why this row appears here
Explore-only row
This exchange is tracked for this market, but it is outside the ranked decision set for the selected scenario.
Explore rows are informational and may have incomplete, stale, or non-comparable cost inputs — not as a cheaper, more expensive, or endorsed option.
Evidence
1 source · Bank transfer · Updated 22 hours ago
Cost stack
Estimated total cost range
1.19% – 1.34%
Visible exchange fee1.19% – 1.34%
Spread0.23% – 0.28%
Deposit feeUnknown
Withdrawal feeUnknown
Some components are unavailable. FX fee, network fee, and other residual costs are not measured on this surface yet.
Estimates, not quotes.
Capabilities & verification
KYC: Standard — ID + addressDaily · Weekly · Monthly · Balance + BankRecurring buys
20 more exchanges are tracked but cost data is still being collected.Show 20 tracked →
Why this result
Gap to #2 (Strike)
$0.00–$0.01
Estimate strength
Reasonable estimate
Last verified
22 hours ago
Based on
13 ranked exchanges
Estimates, not quotes. Estimates reflect exchange-side route costs and may exclude bank or card-issuer fees outside the exchange. Where data is incomplete, fields are shown as unknown. How we estimate · Why actual cost can differ →
Latest snapshot · Created May 12, 2026 · id: 14302