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DCA Cost Comparison

Which DCA route is cheapest for your recurring BTC purchase over 12 months? Estimates, not quotes.

BTC🇵🇱 PolandPLN 100WeeklyCard
Total invested (12 mo)
PLN 5,200
Cheapest annual cost
PLN 66
Bitvavo · 1.27%
Annual gap
PLN 225
across 16 ranked exchanges

12-month cost projection

BitvavoKraken
zł0zł100zł200zł300Now3mo6mo9mo12mo

Ranked by estimated 12-month recurring cost

Exchange-side recurring-buy estimates. Card routes include processing surcharges, convenience fees, and spread.

1Bitvavo
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Cost %
1.20–1.35%
12-mo
PLN 62–PLN 70
2Bitpanda
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Cost %
1.62–1.83%
12-mo
PLN 84–PLN 95
Extra
+PLN 23
3eToro
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Cost %
1.67–1.91%
12-mo
PLN 87–PLN 99
Extra
+PLN 27
4OKX
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Cost %
1.91–2.17%
12-mo
PLN 99–PLN 113
Extra
+PLN 40
5Bybit
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Cost %
2.39–2.71%
12-mo
PLN 124–PLN 141
Extra
+PLN 66
6MEXC
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Cost %
2.87–3.25%
12-mo
PLN 149–PLN 169
Extra
+PLN 93
7WOO X
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Cost %
2.87–3.25%
12-mo
PLN 149–PLN 169
Extra
+PLN 93
8KuCoin
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Cost %
2.87–3.25%
12-mo
PLN 149–PLN 169
Extra
+PLN 93
9HTX
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Cost %
2.87–3.25%
12-mo
PLN 149–PLN 169
Extra
+PLN 93
10Gate.io
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Cost %
3.35–3.79%
12-mo
PLN 174–PLN 197
Extra
+PLN 119
11BitMart
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Cost %
3.35–3.79%
12-mo
PLN 174–PLN 197
Extra
+PLN 119
12Crypto.com
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Cost %
3.81–4.33%
12-mo
PLN 198–PLN 225
Extra
+PLN 145
13Gemini
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Cost %
3.82–4.32%
12-mo
PLN 199–PLN 225
Extra
+PLN 145
14Bitstamp
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Cost %
4.22–4.76%
12-mo
PLN 219–PLN 248
Extra
+PLN 167
15Coinbase
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Cost %
4.30–4.86%
12-mo
PLN 224–PLN 253
Extra
+PLN 172
16Kraken
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Cost %
5.28–5.95%
12-mo
PLN 274–PLN 309
Extra
+PLN 225
Next step
Lowest-cost route that fits this scenario
Visit Bitpanda →
CONVENIENCE PREMIUM

Estimated avoidable drag: ~zł58/year

Based on your current scenario. Lower-friction alternatives may exist but often require more steps or different configuration.

Card route vs bank transfer
~zł58/yr~8.3×
Card routes cost ~1.27% while bank routes cost ~0.15% for this scenario
EstimatedBank routes may require more setup steps. Not all exchanges support both methods.
Convenience premium is the estimated difference between your current route and a lower-cost alternative where one exists. Estimates, not quotes. Not all users can or should switch — complexity and availability vary.
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DCA COMPARISON GAP
Annual gap across 16 tracked routes: zł225
Bitvavo vs Kraken — estimated 12-month recurring-buy cost difference
Estimated annual gap
zł225
/year
Bitvavo1.27%Does not fit
zł66/yr
Kraken5.61%
zł292/yr
4.4× cost difference · Rate spread: 4.34%
Cheapest route caveat: Recurring buys not available in PLN
16 exchangesstrong coverageSnapshot #3435 · Apr 11, 2026
BTC · Poland · zł100/week · Card · PLN
Estimates, not quotes. Exchange-side recurring-buy cost estimates only.Augea
Snapshot #3435 · Updated Apr 11, 2026 · 16 exchanges ranked
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All estimates are for informational purposes only. Always verify costs directly on the exchange. Estimates, not quotes.

Note: Crypto prices are typically quoted in USD. Amounts shown in PLN are converted estimates and may vary with exchange rates.