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DCA Cost Comparison

Which DCA route is cheapest for your recurring BTC purchase over 12 months? Estimates, not quotes.

BTC🇵🇱 PolandPLN 100WeeklyCard

Total invested (12 mo)

PLN 5,200

Cheapest annual cost

PLN 93

eToro · 1.79%

Annual gap

PLN 199

across 14 ranked exchanges

12-month fee projection

eToroKraken

Ranked by estimated 12-month recurring cost

Exchange-side recurring-buy estimates. Card routes include processing surcharges, convenience fees, and spread.

#	Exchange	Est. buy cost %	12-mo cost	Extra vs cheapest
1	eToro	1.67%–1.91%	PLN 87–PLN 99	—	Visit →
2	OKX	1.91%–2.17%	PLN 99–PLN 113	+PLN 13	Visit →
3	Bybit	2.39%–2.71%	PLN 124–PLN 141	+PLN 40	Visit →
4	WOO X	2.87%–3.25%	PLN 149–PLN 169	+PLN 66	Visit →
5	MEXC	2.87%–3.25%	PLN 149–PLN 169	+PLN 66	Visit →
6	KuCoin	2.87%–3.25%	PLN 149–PLN 169	+PLN 66	Visit →
7	HTX	2.87%–3.25%	PLN 149–PLN 169	+PLN 66	Visit →
8	Gate.io	3.35%–3.79%	PLN 174–PLN 197	+PLN 93	Visit →
9	BitMart	3.35%–3.79%	PLN 174–PLN 197	+PLN 93	Visit →
10	Crypto.com	3.81%–4.33%	PLN 198–PLN 225	+PLN 119	Visit →
11	Gemini	3.82%–4.32%	PLN 199–PLN 225	+PLN 119	Visit →
12	Bitstamp	4.22%–4.76%	PLN 219–PLN 248	+PLN 141	Visit →
13	Coinbase	4.30%–4.86%	PLN 224–PLN 253	+PLN 145	Visit →
14	Kraken	5.28%–5.95%	PLN 274–PLN 309	+PLN 199	Visit →

1eToro

Visit →

Cost %

1.67–1.91%

12-mo

PLN 87–PLN 99

2OKX

Visit →

Cost %

1.91–2.17%

12-mo

PLN 99–PLN 113

Extra

+PLN 13

3Bybit

Visit →

Cost %

2.39–2.71%

12-mo

PLN 124–PLN 141

Extra

+PLN 40

4WOO X

Visit →

Cost %

2.87–3.25%

12-mo

PLN 149–PLN 169

Extra

+PLN 66

5MEXC

Visit →

Cost %

2.87–3.25%

12-mo

PLN 149–PLN 169

Extra

+PLN 66

6KuCoin

Visit →

Cost %

2.87–3.25%

12-mo

PLN 149–PLN 169

Extra

+PLN 66

7HTX

Visit →

Cost %

2.87–3.25%

12-mo

PLN 149–PLN 169

Extra

+PLN 66

8Gate.io

Visit →

Cost %

3.35–3.79%

12-mo

PLN 174–PLN 197

Extra

+PLN 93

9BitMart

Visit →

Cost %

3.35–3.79%

12-mo

PLN 174–PLN 197

Extra

+PLN 93

10Crypto.com

Visit →

Cost %

3.81–4.33%

12-mo

PLN 198–PLN 225

Extra

+PLN 119

11Gemini

Visit →

Cost %

3.82–4.32%

12-mo

PLN 199–PLN 225

Extra

+PLN 119

12Bitstamp

Visit →

Cost %

4.22–4.76%

12-mo

PLN 219–PLN 248

Extra

+PLN 141

13Coinbase

Visit →

Cost %

4.30–4.86%

12-mo

PLN 224–PLN 253

Extra

+PLN 145

14Kraken

Visit →

Cost %

5.28–5.95%

12-mo

PLN 274–PLN 309

Extra

+PLN 199

Next step

Lowest-cost route that fits this scenario

Visit WOO X →

CONVENIENCE PREMIUM

Estimated avoidable drag: ~zł85/year

Based on your current scenario. Lower-friction alternatives may exist but often require more steps or different configuration.

Card route vs bank transfer

~zł85/yr~11.7×

Card routes cost ~1.79% while bank routes cost ~0.15% for this scenario

EstimatedBank routes may require more setup steps. Not all exchanges support both methods.

Convenience premium is the estimated difference between your current route and a lower-cost alternative where one exists. Estimates, not quotes. Not all users can or should switch — complexity and availability vary.

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DCA COMPARISON GAP

Annual gap across 14 tracked routes: zł199

eToro vs Kraken — estimated 12-month recurring-buy cost difference

Estimated annual gap

zł199

/year

eToro1.79%Does not fit

zł93/yr

Kraken5.61%

zł292/yr

3.1× cost difference · Rate spread: 3.83%

Cheapest route caveat: Recurring buys not available in PLN

14 exchangesstrong coverageSnapshot #20432 · May 26, 2026

BTC · Poland · zł100/week · Card · PLN

Estimates, not quotes. Exchange-side recurring-buy cost estimates only.Augea

Snapshot #20432 · Updated May 26, 2026 · 14 exchanges ranked

Buy page →How we estimate →Why actual cost differs →

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All estimates are for informational purposes only. Always verify costs directly on the exchange. Estimates, not quotes.

Note: Crypto prices are typically quoted in USD. Amounts shown in PLN are converted estimates and may vary with exchange rates.