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DCA Cost Comparison

Which DCA route is cheapest for your recurring BTC purchase over 12 months? Estimates, not quotes.

BTC🇦🇺 AustraliaA$100WeeklyCard
Total invested (12 mo)
A$5,200
Cheapest annual cost
A$90
Independent Reserve · 1.73%
Annual gap
A$224
across 10 ranked exchanges

12-month cost projection

Independent ReserveKraken
A$0A$100A$200A$300Now3mo6mo9mo12mo

Ranked by estimated 12-month recurring cost

Exchange-side recurring-buy estimates. Card routes include processing surcharges, convenience fees, and spread.

1Independent Reserve
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Cost %
1.631.83%
12-mo
A$85A$95
2eToro
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Cost %
1.792.05%
12-mo
A$93A$107
Extra
+A$9.91
3OKX
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Cost %
2.062.33%
12-mo
A$107A$121
Extra
+A$24
4Binance
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Cost %
2.572.92%
12-mo
A$134A$152
Extra
+A$53
5Swyftx
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Cost %
2.933.32%
12-mo
A$152A$172
Extra
+A$73
6Crypto.com
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Cost %
4.104.66%
12-mo
A$213A$242
Extra
+A$138
7Gemini
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Cost %
4.114.65%
12-mo
A$214A$242
Extra
+A$138
8Bitstamp
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Cost %
4.545.12%
12-mo
A$236A$266
Extra
+A$161
9Coinbase
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Cost %
4.635.23%
12-mo
A$241A$272
Extra
+A$166
10Kraken
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Cost %
5.686.40%
12-mo
A$295A$333
Extra
+A$224
Next step
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CONVENIENCE PREMIUM

Estimated avoidable drag: ~A$81/year

Based on your current scenario. Lower-friction alternatives may exist but often require more steps or different configuration.

Card route vs bank transfer
~A$81/yr~10.5×
Card routes cost ~1.73% while bank routes cost ~0.16% for this scenario
EstimatedBank routes may require more setup steps. Not all exchanges support both methods.
Convenience premium is the estimated difference between your current route and a lower-cost alternative where one exists. Estimates, not quotes. Not all users can or should switch — complexity and availability vary.
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DCA COMPARISON GAP
Annual gap across 10 tracked routes: A$224
Independent Reserve vs Kraken — estimated 12-month recurring-buy cost difference
Estimated annual gap
A$224
/year
Independent Reserve1.73%
A$90/yr
Kraken6.04%
A$314/yr
3.5× cost difference · Rate spread: 4.31%
10 exchangesstrong coverageSnapshot #3380 · Apr 11, 2026
BTC · Australia · A$100/week · Card · AUD
Estimates, not quotes. Exchange-side recurring-buy cost estimates only.Augea
Snapshot #3380 · Updated Apr 11, 2026 · 10 exchanges ranked
Buy page →How we estimate →Why actual cost differs →
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All estimates are for informational purposes only. Always verify costs directly on the exchange. Estimates, not quotes.

Note: Crypto prices are typically quoted in USD. Amounts shown in AUD are converted estimates and may vary with exchange rates.